Redwood Trust, Inc. operates as a mortgage finance company focusing on high-quality jumbo residential mortgage lending and related financing activities, with an additional portfolio of residential mortgage securities and commercial mortgage origination for sale to other financial institutions. The company primarily funds its loan portfolio through long-term debt issuance and strategic securitization programs, while maintaining a diversified capital structure that includes warehouse financing facilities and securitized assets. Redwood Trust is headquartered in San Francisco, California, and engages in operations across the United States, including platforms that originate, securitize, and service residential mortgage loans, as well as commercial mortgage lending activities. The firm’s core products and services include: jumbo and prime residential mortgage loan origination and funding; mortgage securitization and private-label securitization programs; residential mortgage servicing rights acquisition and management; commercial real estate lending for sale to financial institutions; and related debt financing, warehouse facilities, and portfolio investments in mortgage-related assets. The company’s founding year is 1999, and its ongoing strategy emphasizes scale across mortgage operating platforms through expanded financing capacity, new financing counterparties, and enhanced funding efficiency. Major recent changes include a completed public offering of senior notes to fund mortgage platforms and potential strategic acquisitions, a renewed or expanded financing framework with higher warehouse capacity and new counterparties, and ongoing initiatives to optimize funding spreads, advance rates, and liquidity conditions to support growth in mortgage origination, securitization, and servicing activities. Redwood Trust’s corporate structure includes potential subsidiaries and investment entities related to its mortgage platforms and securitization programs, with a focus on strengthening liquidity, scaling operations, and pursuing selective external partnerships to support continued expansion in the U.S. mortgage market. [Note: Information reflects publicly reported actions through 2026 and is subject to further corporate disclosures.]