NatWest Group plc

NatWest Group plc

RYS1.DE
NatWest Group plcDE flagDeutsche Börse
3.21
EUR
+0.43
- -
31.01BMarket Cap
NatWest Group plc
RYS1.DE
(Deutsche Börse)

Recent

price

3.21

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
2.61
4.31
1.38
1.54
1.39
1.21
1.14
1.15
1.2
1.05
0.95
0.96
1.35
1.61
1.73
2.06
2.06
Revenue per Share
-0.11
-0.4
-0.59
-0.86
-0.29
-0.18
-0.51
0.11
0.18
0.31
-0.04
0.3
0.36
0.51
0.57
0.72
0.73
Basic EPS, GAAP
1.72
-0.03
-4.56
-3.01
-2.01
0.01
-0.42
3.14
-0.66
-0.32
2.55
4.85
-4.55
-2.07
0.08
0.72
- -
Free Cash Flow per Basic Share
0.43
0.01
0.03
0.04
0.04
0.04
0.16
0.06
0.07
0.31
0.03
0.09
0.32
0.19
0.21
0.3
- -
Dividend per Share
3.65
6.45
1.68
0.73
0.27
0.71
-0.1
2.64
2.36
2.32
2.19
2.27
2.2
2.34
2.55
3.04
3.04
Book Value per Share
6.27
11.52
5.57
4.51
4.83
4.45
3.95
3.86
3.58
3.3
3.3
3.25
2.97
3.22
3.76
4.39
4.39
Tangible Book Value per Share
9,958
5,313
10,216
10,396
10,545
10,693
10,857
11,019
11,151
11,205
11,278
10,785
9,882
9,173
8,447
8,052
8,042
Basic Weighted Avg Shares
25,944
22,912
14,149
16,024
14,663
12,931
12,366
12,716
13,341
11,719
10,760
10,340
13,352
14,784
14,653
16,609
16,595
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2,220
1,875
1,854
1,410
1,109
1,180
919
837
768
1,220
914
923
833
934
1,058
1,154
1,154
Depreciation Expense
-1,001
-2,151
-5,754
-8,597
-2,771
-1,594
-5,258
1,473
2,159
3,539
-372
3,268
3,589
4,636
4,802
5,831
5,831
Net Income, GAAP
- -
- -
- -
- -
72.23
- -
- -
32.65
35.96
11.02
- -
25.91
24.84
23.21
23.65
24.31
24.31
Effective Tax Rate (%)
-3.86
-9.39
-40.67
-53.65
-18.9
-12.33
-42.52
11.58
16.18
30.2
-3.46
31.61
26.88
31.36
32.77
35.11
35.14
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
241,582
187,824
120,290
90,792
72,079
49,842
45,308
12,563
49,909
56,876
56,530
58,331
55,316
60,074
65,922
71,826
71,826
LT Debt
76,851
76,053
70,448
59,215
58,709
54,147
49,404
49,093
46,490
43,556
43,824
41,803
36,496
37,188
39,378
42,613
42,613
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-3.5
-6.09
-23.44
-72.26
-59.31
-36.08
- -
- -
7.13
13.36
-1.57
13.23
15.55
21.46
22.31
25.35
25.35
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Jun'25
Sep'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
8,088
8,030
7,995
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Jun'25
Sep'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
90,706
84,686
85,348
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-2.17%
-0.26%
8.22%
Free Cash Flow
-492.96%
93.8%
734.29%
Net Income, GAAP
-81.27%
-182.9%
21.43%
Sales/Revenue/Turnover
3.15%
9.68%
13.35%
Total Cash Common Dividend
184.77%
78.63%
32%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
3,876
3,866
3,488
3,564
14,784
2024
3,475
3,650
3,744
3,775
14,653
2025
3,980
3,991
4,332
4,292
16,609

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.14
- -
0.1
0.15
0.51
2024
0.11
- -
0.15
0.16
0.57
2025
0.17
- -
- -
0.18
0.72

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.19
2024
- -
- -
- -
- -
0.21
2025
- -
- -
- -
- -
0.3
Business
NatWest Group plc is a UK-focused banking and financial services company headquartered in Edinburgh, United Kingdom, founded in 1968. It operates through multiple divisions including Retail Banking, Private Banking, Commercial & Institutional, and Central Items and Other, serving personal, business, corporate, and institutional customers primarily in the United Kingdom and the Republic of Ireland. The Group's core products and services comprise retail current accounts, mortgages, personal unsecured lending, personal deposits, online and mobile banking services; commercial banking products and sector-specific financial solutions for small to large businesses; private banking and wealth management services for high-net-worth individuals; asset finance through its Lombard entity; and investment banking and advisory services through NatWest Markets. Its retail banking brands include NatWest, Royal Bank of Scotland, and Ulster Bank Northern Ireland. Recent major developments include the strategic acquisition of Sainsbury’s Bank’s core personal loan, credit card, and retail deposit portfolios, expected to add approximately one million customer accounts and enhance the Group’s unsecured lending and credit card businesses. This transaction excludes Sainsbury’s commission income businesses and related capital-light segments. NatWest also secured a £2.5 billion mortgage portfolio acquisition from Metro Bank and is pursuing further strategically aligned and financially compelling mergers and acquisitions, focusing on expanding its core operations but without altering its international footprint. Additionally, the Group continues to support UK businesses via substantial loan funding programs and invests in digital services to improve customer experience and banking efficiency. NatWest Group’s business segments serve a broad range of customers, including retail clients, commercial enterprises, large corporates, and high-net-worth individuals. The Group maintains a significant presence across the UK and Ireland, supported by a comprehensive portfolio of banking and financial products and dedicated specialist services in areas such as trade finance, risk management, and treasury. The firm combines traditional banking services with digital innovation and sector expertise, positioning itself as one of the leading banking groups in the UK financial services industry. The Group’s ongoing strategic priorities emphasize expanding its retail banking scale, increasing customer acquisition through portfolio enhancements, and maximizing returns from its funding and lending operations while ensuring seamless integration of acquired assets. NatWest Group continues to leverage its digital banking platforms, including award-winning mobile and online services, and supports a broad range of business customers through specialized products and advisory services. Overall, NatWest Group plc remains a diversified financial services provider with a strong UK-centric focus, offering a wide range of products across retail, commercial, private, and institutional banking segments, with significant recent expansions via acquisitions and ongoing strategic investments in digital banking and customer solutions.