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Sakthi Finance Limited

Sakthi Finance Limited

SAKTHIFIN.BO
Sakthi Finance LimitedIN flagBombay Stock Exchange
28.50
INR
-0.71
- -
1.84BMarket Cap
Sakthi Finance Limited
SAKTHIFIN.BO
(Bombay Stock Exchange)

Recent

price

28.50

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
29.35
37.11
24.41
26.37
29.36
33.61
32.33
32.47
32.58
32.74
26.03
27.38
29.33
31.43
33.05
32.27
32.27
Revenue per Share
2.64
3.85
2.58
2.6
2.93
2.25
3.1
2.12
1.58
2.2
1.43
1.47
1.93
2.43
2.57
2.67
2.67
Basic EPS, GAAP
-33.78
-27.8
-9.83
-4.81
12.9
-23.84
-5.33
18.4
-3.6
-26.95
0.77
-0.18
-0.85
-4.89
2.52
15.85
- -
Free Cash Flow per Basic Share
- -
1.16
1.38
1.4
1.17
1.7
1.46
1.47
1.21
1.19
0.6
0.6
0.6
0.7
0.8
0.8
- -
Dividend per Share
11.21
21.23
14.27
15.13
16.34
12.95
12.17
15.44
15.67
18.91
15.38
15.95
16.9
18.14
19.37
10.02
10.01
Book Value per Share
37.32
43.4
27.28
27.95
29.67
27.92
29.74
28.7
28.69
36.48
29.38
30.31
31.73
33.39
34.83
35.58
35.58
Tangible Book Value per Share
30
30
50
50
50
50
50
50
50
51
65
65
65
65
65
65
65
Basic Weighted Avg Shares
884
1,119
1,220
1,318
1,468
1,680
1,616
1,624
1,629
1,662
1,684
1,772
1,898
2,033
2,141
2,085
2,085
Sales/Revenue/Turnover
75.16
75.19
76.96
74.58
76.26
74.75
15.63
13.8
10.16
11.13
11.13
11.46
13.4
12.71
13.72
9.95
9.95
Operating Margin (%)
22
28
29
25
24
29
32
33
44
47
42
49
55
59
59
64
64
Depreciation Expense
79
116
140
142
158
125
168
119
96
112
93
95
125
157
167
172
172
Net Income, GAAP
27.41
32.34
34.37
37.87
25.57
38.6
20.65
35.67
30.58
20.21
26.38
26.33
28.03
26.88
28.63
26.29
26.29
Effective Tax Rate (%)
8.98
10.38
11.47
10.74
10.8
7.45
10.37
7.35
5.88
6.73
5.5
5.37
6.58
7.72
7.78
8.27
8.27
Profit Margin (%)
791
972
1,169
2,405
4,010
5,120
6,593
1,059
777
1,013
1,632
1,362
1,638
2,359
3,142
12,543
12,543
Working Capital
454
363
474
1,638
3,299
4,425
5,123
4,136
3,621
1,786
2,679
5,746
6,004
6,611
6,526
8,630
8,630
LT Debt
1,127
1,312
1,388
1,429
1,516
1,559
1,638
1,571
1,604
1,865
1,920
1,979
2,069
2,184
2,295
2,413
2,413
Total Equity
8.65
8.84
8.69
8.14
10.49
8.49
2.31
1.78
1.3
1.84
1.94
1.6
1.51
1.47
1.7
1.36
1.36
Return on Invested Capital (%)
1.59
2.03
2.18
9.08
11.15
8.85
11.4
1.49
1.17
1.55
1.49
1.13
1.12
1.33
1.48
1.75
1.75
Return on Capital (%)
19.93
23.76
19.05
17.67
18.6
15.39
24.67
15.35
10.18
12.83
9.47
9.39
11.76
13.85
13.71
18.14
18.14
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
9,416
- -
8,630
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
65
- -
65
Market Capitalization
2,848
2,554
1,441

Working Capital

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
13,730
- -
12,570
Cash, Cash Equivalents & STI
1,913
- -
1,825
Accounts Receivable, Net
12
- -
3
Inventories
- -
- -
- -
Total Current Liabilities
25
- -
26
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.57%
4.68%
5.15%
Free Cash Flow
102.44%
222.11%
527.63%
Net Income, GAAP
5.42%
13.88%
3.59%
Sales/Revenue/Turnover
2.25%
4.42%
-2.64%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
490
501
519
514
2,033
2025
530
541
545
524
2,141
2026
537
527
545
476
2,085

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.53
0.63
0.67
- -
2.43
2025
0.6
0.55
0.71
0.71
2.57
2026
0.64
0.58
0.58
0.87
2.67

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.7
2025
- -
- -
- -
- -
0.8
2026
- -
- -
- -
- -
0.8
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Business
Sakthi Finance Limited, a leading non-banking financial company in South India, specializes in hire purchase financing for used commercial vehicles and construction equipment. The company offers core products including vehicle loans for refinancing commercial vehicles; construction equipment financing; fixed deposits and cumulative deposit schemes through its authorized distributor Sakthi Financial Services, with interest rates up to 9.25% for terms ranging from 15 to 60 months; secured, redeemable non-convertible debentures (NCDs) issued publicly in multiple tranches; and subordinated bonds as fixed-income instruments. Founded in 1955 as Pollachi Credit Society Private Limited and converted to Sakthi Finance Limited in 1967, it maintains its registered office at 62 Dr. Nanjappa Road, Coimbatore, Tamil Nadu, with over 50 branches across Andhra Pradesh, Karnataka, Kerala, Tamil Nadu, and Telangana, targeting small fleet operators and individual vehicle owners in these regions. In recent developments, Sakthi Finance approves a public issue of secured, redeemable NCDs up to Rs. 30,000 lakhs in May 2025 and allots 10,00,000 NCDs aggregating Rs. 10,000 lakhs; increases authorized share capital from Rs. 130 crores to Rs. 150 crores in 2025 with alterations to its memorandum and articles; launches NCD public issues in July 2025 and February 2025; appoints Sri K V Ramachandran as an independent director for five years effective July 2025 and designates its COO as a key managerial personnel in April 2025; recommends an equity dividend of Rs. 0.80 per share in May 2025; and plans fundraising through NCDs and other debt securities up to Rs. 250 crores on private placement basis. As part of the Sakthi Group and classified as an NBFC-Investment and Credit Company by the Reserve Bank of India, it sustains operations through stable collections of Rs. 60-65 crores monthly, leveraging its six-decade legacy in the niche used vehicle financing segment.