- Business
- Sammaan Capital Limited (SAMMAANCAP.NS) is a non-banking financial company (NBFC) focused on providing housing finance and related lending solutions to underserved and middle-income segments in India. The company offers home loans, loan against property, and affordable housing finance products tailored for salaried and self-employed individuals in tier-2 and tier-3 cities; it also provides construction finance and developer funding services to support residential real estate projects. Formerly known as Indiabulls Housing Finance Limited, Sammaan Capital operates primarily across northern, western, and southern regions of India, with a network of branches serving retail borrowers and real estate developers.
Founded in 2005 and headquartered in New Delhi, India, the company underwent a significant rebranding to Sammaan Capital in recent years as part of its strategic repositioning to emphasize customer-centric housing solutions post its origins under the Indiabulls Group. In the last 1-2 years, it has focused on operational streamlining, including debt restructuring and regulatory compliance enhancements with the Reserve Bank of India, alongside expanding its retail lending portfolio amid India's affordable housing push. No major acquisitions, funding rounds, or new product launches were publicly reported in 2024-2025, with efforts centered on portfolio diversification into secured retail assets.