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    Banks - Regional
Santander UK plc

Santander UK plc

SANB.L
Santander UK plcGB flagLondon Stock Exchange
143.25
GBp
+1.25
- -
44.48BMarket Cap
Santander UK plc
SANB.L
(London Stock Exchange)

Recent

price

143.25

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
4,885
4,937
4,687
4,027
4,454
4,562
4,632
4,836
4,534
4,020
3,852
4,426
4,963
5,096
4,665
4,733
3,876
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
275
438
241
248
482
295
322
354
375
543
562
501
296
290
300
322
- -
Depreciation Expense
1,544
903
943
890
1,110
939
1,292
1,281
1,124
714
452
1,365
1,394
1,541
971
1,086
432
Net Income, GAAP
25.51
28.42
23.52
19.03
20.66
28.33
31.19
28.34
25.83
27.6
21.61
26.67
25.61
26.62
28.02
26.72
25.74
Effective Tax Rate (%)
31.61
18.29
20.12
22.1
24.92
20.58
27.89
26.49
24.79
17.76
11.73
30.84
28.09
30.24
20.81
22.95
11.15
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
56,740
57,525
65,237
57,046
49,708
47,943
47,866
39,741
44,587
39,735
33,250
23,005
29,399
32,246
33,783
39,557
43,215
LT Debt
12,274
12,666
12,949
12,590
14,193
15,659
15,453
16,205
15,909
16,017
15,936
16,102
14,407
14,623
13,773
15,148
16,199
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
30.71
15.23
15.04
13.8
16.27
12.57
17.06
16.86
14.33
9.21
5.99
17.49
17.3
20.07
13.85
11.67
5.69
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'19
Mar'20
Jun'20
ST Debt
5,820
- -
1,795
LT Borrowings
39,598
68,100
43,215
LT Finance Leases
137
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
31,052
31,052
31,052
Market Capitalization
- -
- -
- -

Working Capital

FRC

•

in mil. unless spec.
Dec'19
Mar'20
Jun'20
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
30,871
- -
40,584
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
5,820
- -
1,795
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-0.19%
-0.76%
9.98%
Free Cash Flow
-41.54%
-13.85%
138.53%
Net Income, GAAP
14.08%
37.9%
11.84%
Sales/Revenue/Turnover
0.69%
4.54%
1.46%
Total Cash Common Dividend
34.61%
72.15%
-89.03%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
5,096
2024
- -
- -
- -
- -
4,665
2025
- -
- -
- -
- -
4,733

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
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Business
Santander UK plc (SANB.L), a wholly owned subsidiary of Banco Santander SA, operates as one of the United Kingdom's leading retail and commercial banks, providing a comprehensive range of financial products and services including mortgages, consumer auto finance, unsecured loans, credit cards, current and savings accounts, investment and insurance products for individuals; banking and growth-focused support services for small businesses; and specialized banking products for SMEs, mid-sized and larger corporates through its Retail & Business Banking, Consumer Finance, and Corporate & Commercial Banking segments. The company, headquartered at 2 Triton Square, Regent's Place, London NW1 3AN and incorporated in 1988 as Abbey National plc, serves approximately 14 million active UK customers through 444 branches nationwide, around 64 corporate business centres, and digital platforms with 7 million users, while offering online banking via Cahoot and intermediary mortgages through Santander for Intermediaries; it also maintains operations on the Isle of Man and Jersey under Santander International. In July 2025, Santander UK plc agrees to acquire TSB Banking Group plc from Banco de Sabadell SA for 2.65 billion pounds in cash to expand its UK market share, positioning the combined entity as the third-largest bank by personal current account balances and fourth in mortgages with nearly 28 million customers, subject to regulatory and shareholder approvals; the bank additionally launches anti-fraud initiatives like the Break the Spell team, which prevents 3.5 million pounds in scams during the first half of 2025, and announces the departure of CEO Mike Regnier in early 2026 amid ongoing digitalization and branch enhancements including new Work Cafes.