1. India Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
State Bank of India

State Bank of India

SBIN.BO
State Bank of IndiaIN flagBombay Stock Exchange
1,043.65
INR
+5.80
- -
9.63TMarket Cap
State Bank of India
SBIN.BO
(Bombay Stock Exchange)

Recent

price

1,043.65

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
125.29
136.03
140.61
150.05
166.46
163.85
182.09
179.63
185.72
218.69
240.16
264.54
302.91
362.61
391.64
- -
415.37
Revenue per Share
16.83
24.15
26.68
20.4
22.76
15.95
0.31
-5.34
2.58
22.15
25.11
39.64
62.35
75.17
86.91
- -
89.01
Basic EPS, GAAP
66.18
-51.09
36.24
27.55
35.22
18.89
99.19
-113.1
33.12
26.81
96.37
60.94
-101.61
24.24
50.96
- -
- -
Free Cash Flow per Basic Share
2.24
3.39
3.94
6.49
1.66
3.99
3
2.83
- -
- -
- -
4
7.1
11.3
13.7
- -
- -
Dividend per Share
1.82
2.46
3.14
4
4.5
5.29
-4.54
-10.6
-8.33
-0.53
10.07
23.85
47.97
81.7
122.51
- -
1
Book Value per Share
136.14
171.96
191.46
217.81
222.27
242.53
285.41
273.29
267.57
288.48
317.81
353.23
414.84
480.86
564.33
- -
604.67
Tangible Book Value per Share
6,350
6,352
6,715
6,948
7,466
7,666
7,804
8,533
8,925
8,925
8,925
8,925
8,925
8,925
8,925
- -
8,925
Basic Weighted Avg Shares
795,601
864,078
944,135
1,042,537
1,242,740
1,255,986
1,421,009
1,532,779
1,657,452
1,951,760
2,143,317
2,360,911
2,703,369
3,236,135
3,495,234
3,817,092
3,707,011
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
13,806
13,716
15,775
19,424
15,815
22,522
29,147
31,051
34,959
36,616
37,111
36,913
36,956
38,491
39,915
48,297
- -
Depreciation Expense
106,849
153,431
179,162
141,738
169,943
122,246
2,412
-45,563
22,996
197,678
224,055
353,739
556,482
670,847
775,613
832,988
794,378
Net Income, GAAP
43.88
35.31
29.21
32.06
32.25
29.89
141.35
- -
41.21
40.04
25.97
26.91
24.99
25.32
25.71
25.31
25.84
Effective Tax Rate (%)
13.43
17.76
18.98
13.6
13.67
9.73
0.17
-2.97
1.39
10.13
10.45
14.98
20.58
20.73
22.19
21.82
21.43
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,424,708
1,816,340
2,117,012
2,300,154
2,637,693
2,781,583
3,623,823
3,003,523
3,415,727
3,248,087
4,265,687
4,576,896
5,220,926
5,565,032
6,181,254
7,268,922
5,861,700
LT Debt
864,484
1,099,557
1,292,869
1,522,797
1,668,847
1,868,598
2,236,728
2,349,372
2,405,327
2,590,039
2,851,875
3,167,955
3,717,679
4,305,571
5,050,626
6,148,992
5,396,479
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
1,191.98
1,127.46
976.27
580.24
553.43
329.57
- -
- -
- -
- -
- -
233.68
173.62
115.94
85.11
65.68
8,901
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
8,925
8,925
8,925
Market Capitalization
7,096,080
6,886,820
7,321,337

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,524,528
6,208,492
3,901,819
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.82%
16.66%
21.75%
Free Cash Flow
-1.35%
-66.66%
-16.24%
Net Income, GAAP
-130.56%
31.75%
7.4%
Sales/Revenue/Turnover
11.83%
12.32%
9.21%
Total Cash Common Dividend
- -
44.34%
16.06%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
742,878
813,010
849,797
830,450
3,236,135
2025
804,243
901,836
904,568
1,013,353
3,495,234
2026
887,254
1,068,658
1,011,256
- -
3,817,092

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
20.77
18.04
12.4
- -
75.17
2025
21.65
22.17
21.12
21.96
86.91
2026
23.76
23.09
21.28
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
11.3
2025
- -
- -
- -
- -
13.7
2026
- -
- -
- -
- -
- -
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Business
State Bank of India (SBI) is an Indian multinational public sector banking and financial services institution headquartered in Mumbai. Founded in 1806, it operates as the country's largest bank with a wide range of financial products and services including personal banking; rural banking; corporate banking; SME banking; international banking; and government banking. SBI also offers insurance services through subsidiaries such as SBI General Insurance and SBI Life Insurance, mutual fund products via SBI Mutual Fund, and credit card services through SBI Card. SBI has an extensive domestic network with over 22,000 branches and a global presence spanning 227 locations across 30 countries. Its product portfolio includes traditional banking services like deposits, advances, and loans, alongside digital banking offerings such as the YONO (You Only Need One) digital platform, which integrates banking and investment services. The bank caters to a diverse customer base including retail, corporate, and government entities. In recent developments, SBI has launched the SBI Innovation Hub in partnership with APIX, a global financial innovation platform, to foster fintech collaboration and financial innovation. It has upgraded its YONO platform multiple times in 2024 to enhance features for seamless digital banking and integration of various financial products. SBI also partnered with HCLSoftware in 2024 for a five-year digital transformation program to digitally transform customer engagement through advanced AI and data-driven marketing capabilities. Additionally, SBI expanded its international presence by opening new branches and strengthened rural banking by onboarding millions of new customers under government financial inclusion schemes. The bank invests heavily in technology upgrades, including real-time core banking processing and AI-based cybersecurity measures, and allocates significant resources to CSR focusing on education, health, and environmental initiatives. Overall, SBI operates across multiple business segments including retail, corporate, government, and international banking, with a comprehensive range of financial products and digital services. It serves customers in India and globally through a combination of traditional branches, subsidiaries, and digital platforms, maintaining a leadership position in the Indian banking sector with continuous innovation and expansion efforts.