Sterling Bancorp, Inc.
NASDAQ Capital MarketTotal Valuation
Sterling Bancorp, Inc. carries a market capitalization of 253.13M, placing it among publicly traded companies globally. Its enterprise value stands at -753.11M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 253.13M |
| Enterprise Value | -753.11M |
Share Statistics
Sterling Bancorp, Inc. currently has 52.31M shares outstanding.
| Shares Outstanding | 52.31M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Sterling Bancorp, Inc. trades at a trailing price-to-earnings ratio of 113.41. The price-to-sales ratio is 4.22, and the price-to-book ratio stands at 0.74.
| PE Ratio | 113.41 |
| PS Ratio | 4.22 |
| PB Ratio | 0.74 |
| P/TBV Ratio | 0.73 |
| P/FCF Ratio | -119.55 |
| P/OCF Ratio | -114.27 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 3.47 |
| Debt / EBITDA | 11.25 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 0.65 |
| Return on Assets (ROA) | 0.09 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Sterling Bancorp, Inc. has paid 2.11M in income taxes, reflecting an effective tax rate of 49.69.
| Income Tax | 2.11M |
| Effective Tax Rate | 49.69 |
Stock Price Statistics
Sterling Bancorp, Inc.'s stock has gained approximately 2.32558% over the past 52 weeks. The 50-day moving average sits at 4.75, while the 200-day moving average is 4.97.
| Beta (5Y) | N/A |
| 52-Week Price Change | 2.32558% |
| 50-Day Moving Average | 4.75 |
| 200-Day Moving Average | 4.97 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Sterling Bancorp, Inc. generated 57.53M in revenue and converted that into 2.14M in net income, yielding earnings per share of 0.04.
| Revenue | 57.53M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 4.25M |
| Net Income | 2.14M |
| EBITDA | 1.03M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.04 |
Balance Sheet
Sterling Bancorp, Inc. holds 1.01B in cash and equivalents against 11.59M in total debt, resulting in a net debt position of -878.18M.
| Cash & Cash Equivalents | 1.01B |
| Total Debt | 11.59M |
| Net Debt | -878.18M |
| Equity (Book Value) | 328.43M |
| Book Value Per Share | 6.45 |
| Working Capital | N/A |
Cash Flow
Sterling Bancorp, Inc. produced -2.12M in operating cash flow over the past twelve months. After subtracting -88,000.00 in capital expenditures, free cash flow totaled -2.21M - equivalent to -0.04 per share.
| Operating Cash Flow | -2.12M |
| Capital Expenditures | -88,000.00 |
| Free Cash Flow | -2.21M |
| FCF Per Share | -0.04 |
Margins
Sterling Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 7.39 |
| Profit Margin | 3.72 |
| EBITDA Margin | 1.79 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | -6.63 |
| FCF Yield | -0.84 |
Scores
Sterling Bancorp, Inc. posts an Altman Z-Score of 0.23, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.23 |