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    Banks - Regional
SCB X Public Company Limited

SCB X Public Company Limited

SCB.BK
SCB X Public Company LimitedTH flagStock Exchange of Thailand
152.00
THB
+0.50
- -
511.80BMarket Cap
SCB X Public Company Limited
SCB.BK
(Stock Exchange of Thailand)

Recent

price

152.00

P/E

ratio

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div

yld

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ROIC.AI

2010
2011
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2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
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Revenue per Share
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Basic EPS, GAAP
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Free Cash Flow per Basic Share
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Dividend per Share
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Book Value per Share
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Tangible Book Value per Share
3,399
3,399
3,399
3,399
3,399
3,399
3,399
3,399
3,399
3,399
3,399
3,399
3,377
3,367
3,367
3,367
Basic Weighted Avg Shares
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Sales/Revenue/Turnover
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Operating Margin (%)
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Depreciation Expense
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Net Income, GAAP
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Effective Tax Rate (%)
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Profit Margin (%)
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Working Capital
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LT Debt
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Total Equity
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Return on Invested Capital (%)
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Return on Capital (%)
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Return on Common Equity (%)

Capital Structure

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in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

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in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

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(avg. rate of change)

10 years
5 years
1 year
Total Equity
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Free Cash Flow
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Net Income, GAAP
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Sales/Revenue/Turnover
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Total Cash Common Dividend
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Quarterly Revenue

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FY
2024
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Quarterly Earnings Per Share

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2024
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Quarterly Dividends Per Share

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Q2
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Q4
FY
2024
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2025
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2026
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Business
SCB X Public Company Limited (SCB.BK) operates as an investment holding company overseeing a diversified portfolio of financial technology businesses across banking, consumer and digital finance, and platform and technology segments primarily in Thailand with expanding operations in ASEAN. The group, established in 2021 through the reorganization of Siam Commercial Bank (founded 1906) and headquartered in Bangkok, Thailand, structures its subsidiaries into three generations: GEN 1 banking business including Siam Commercial Bank offering deposits, corporate and housing loans, auto title loans, personal loans, insurance, debit/credit cards, mutual funds, bonds, payment services, and digital banking; GEN 2 consumer and digital finance encompassing CardX (credit cards, personal loans, debt collection), AutoX (vehicle title loans via Ngern Chaiyo), MONIX (AI-driven digital lending via FINNIX app), ABACUS digital (digital lending via Money Thunder app), and Alpha X (hire purchase, leasing, refinancing for luxury assets); GEN 3 platform and technology featuring InnovestX (integrated super app for equities, mutual funds, bonds, digital assets), SCB 10X (venture investments in blockchain, digital assets, deep tech), Token X (ICO portal, tokenization services), Point X (loyalty points redemption), alongside accelerators SCB TechX (PaaS for digital solutions) and SCB DataX (data analytics). In recent developments, SCB, a key subsidiary, completed the acquisition of 100% of Home Credit Vietnam in early 2025 for approximately THB 31 billion, bolstering regional consumer finance presence; the group reported third-quarter 2025 net profit of THB 12,056 million, approved interim dividends, and launched its first debentures of 2025 to the public, while advancing AI, cloud, cybersecurity infrastructure and ClimateTech initiatives including investments in ESG funds like Rise.