Pinnacle Bancshares, Inc.

Pinnacle Bancshares, Inc.

PCLB
Pinnacle Bancshares, Inc.US flagOther OTC
38.50
USD
- -
- -
34.59MMarket Cap
2001 Y
2002 Y
2003 Y
2004 Y
2005 Y
2006 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.73
5.24
6.45
5.7
5.6
5.65
10.22
11.18
13.52
14.16
14.86
14.62
- -
15.18
Basic EPS, GAAP
0.38
1.14
1.53
1.11
0.98
0.9
2.79
3.21
4.83
4.79
4.93
4.48
- -
4.66
Free Cash Flow per Basic Share
0.23
1.24
3.89
1.47
2.14
0.82
3.63
2.45
3.35
4.6
5.01
3.99
- -
4.64
Dividend per Share
0.4
0.4
0.4
0.43
0.44
0.44
0.76
0.76
0.88
1
1.08
1.08
- -
1.08
Book Value per Share
6.44
7.2
9.16
10.01
10.61
11.47
31.36
35.2
39.83
45.01
50.35
53.8
- -
57.9
Tangible Book Value per Share
10.54
11.1
12.06
12.59
12.35
12.79
29.45
34.32
36.36
5.78
13.72
14.92
- -
24.83
Basic Weighted Avg Shares
2
2
2
2
2
1
1
1
1
1
1
1
- -
1
Sales/Revenue/Turnover
8
9
10
9
9
8
11
11
13
13
14
13
14
14
Operating Margin (%)
13.6
32.75
36.12
28.15
25.5
23.31
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
1
- -
- -
- -
- -
- -
1
- -
- -
Net Income, GAAP
1
2
2
2
2
1
3
3
5
5
4
4
4
4
Effective Tax Rate (%)
30.69
33.75
34.32
30.74
31.31
31.28
18.96
19.97
18.74
21.95
22.24
21.45
19.93
19.93
Profit Margin (%)
8.14
21.69
23.73
19.5
17.52
16.02
27.32
28.7
35.7
33.87
33.16
30.6
30.67
30.67
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
3
6
7
5
5
4
4
4
4
3
16
7
8
8
Total Equity
19
20
19
20
19
19
31
34
36
6
13
14
23
23
Return on Invested Capital (%)
2.48
7.98
8.84
6.53
6.01
5.58
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
5.97
16.66
17.8
11.5
9.47
8.05
11.65
9.45
12.75
11.12
10.17
8.59
8.3
8.3

Capital Structure

FRC

in mil. unless spec.
Jun'25
Sep'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
31
29
29

Working Capital

FRC

in mil. unless spec.
Jun'25
Sep'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
26
20
24
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
18.47%
22.92%
63.38%
Free Cash Flow
15.65%
13.39%
15.13%
Net Income, GAAP
10.87%
7.35%
3.03%
Sales/Revenue/Turnover
3.44%
4.5%
2.8%
Total Cash Common Dividend
4.61%
5.37%
-1.05%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
3
3
3
3
14
2024
3
3
3
3
13
2025
3
3
3
3
14

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
1.3
1.26
1.29
- -
4.93
2024
1.06
1.11
1.16
- -
4.48
2025
1.13
1.1
1.19
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.27
0.27
0.27
- -
1.08
2024
0.27
0.27
0.27
- -
1.08
2025
0.27
0.27
0.27
- -
- -

Company Description

APIChat
CEO
Robert Nolen Jr.
Full Time Employees
96
Sector
Financial Services
Industry
Banks - Regional
Address
1811 Second Avenue Jasper AL United States of America 35501
IPO Date
Dec 17, 1986
Business
Pinnacle Bancshares, Inc. functions as the parent entity for Pinnacle Bank, delivering a broad spectrum of financial offerings and client services. This institution facilitates various deposit solutions including checking accounts, savings accounts, and both demand and time deposits, alongside certificates of deposit (CDs), Individual Retirement Accounts (IRAs), money market accounts, and specialized savings plans like Christmas Club Accounts and Health Savings Accounts. The company extends personal financing for a range of needs, such as vehicle acquisitions like automobiles, boats, jet skis, motor homes, and travel trailers, agricultural equipment like tractors, recreational vehicles such as ATVs, and flexible personal lines of credit. Its mortgage division provides financing for residential purchases and refinancing, investment properties, consumer construction, secondary mortgages, Veterans Administration (VA) and Federal Housing Administration (FHA) loans, land acquisitions, home equity lines of credit, and home improvement or renovation projects. For commercial clients, Pinnacle Bank offers lending for the acquisition, construction, and refinancing of residential rental properties and commercial real estate, as well as property enhancements, land investments, development, general commercial construction, and Small Business Administration (SBA) loans. Furthermore, the bank provides modern digital banking capabilities, encompassing online and mobile access, enabling features like mobile check deposit, bill payment, account management, fund transfers, and loan payments. Card services include debit cards and options for consumer and business credit cards through partnerships, alongside cash management and merchant services. Established as a bank holding company in 1996, with Pinnacle Bank itself having roots dating back to 1934 as a community bank, Pinnacle Bancshares, Inc. maintains its operational base in Jasper, Alabama, and serves its clientele through seven branch locations situated across central and northwest Alabama.

Company News

APIChat
  • Pinnacle Bancshares Declares $0.27 Per Share Quarterly Cash Dividend

  • Pinnacle Bancshares Announces Results for First Quarter Ended March 31, 2026

  • Pinnacle Bancshares Declares $0.27 Per Share Quarterly Cash Dividend

  • Pinnacle Bancshares Announces Results for Year Ended and Fourth Quarter December 31, 2025

  • Pinnacle Bancshares Declares $0.27 Per Share Quarterly Cash Dividend

  • Pinnacle Bancshares Announces Results for Third Quarter Ended September 30, 2025

  • Pinnacle Bancshares Declares $0.27 Per Share Quarterly Cash Dividend

  • Pinnacle Bancshares Announces Results for Second Quarter Ended June 30, 2025

  • Pinnacle Bancshares Declares $0.27 Per Share Quarterly Cash Dividend

  • Pinnacle Bancshares Declares $0.27 Per Share Quarterly Cash Dividend

  • Pinnacle Bancshares Declares $0.27 Per Share Quarterly Cash Dividend

  • Pinnacle Bancshares Announces Results for Third Quarter Ended September 30, 2024

  • Pinnacle Bancshares Declares $0.27 Per Share Quarterly Cash Dividend

  • First Trust TCW Opportunistic Fixed Income ETF (NASDAQ:FIXD) Position Lessened by Meridian Wealth Management LLC

  • Dell Technologies Inc. (NYSE:DELL) Shares Bought by Vanguard Personalized Indexing Management LLC

  • 13,144 Shares in Capital Group Growth ETF (NYSEARCA:CGGR) Acquired by Natixis Advisors L.P.

  • Pinnacle Bancshares, Inc. Approves New Plan To Buy Back Common Stock

  • Pinnacle Bancshares Declares $0.27 Per Share Quarterly Cash Dividend

  • Pinnacle Bancshares Announces Results for Year Ended and Fourth Quarter December 31, 2023

  • Pinnacle Bancshares Declares $0.27 Per Share Quarterly Cash Dividend