- Business
- SCOR SE is a leading global reinsurance company headquartered in Paris, France, founded in 1970. It operates primarily through two core business segments: SCOR Global Property & Casualty (P&C), which provides reinsurance solutions including property, casualty treaties, motor, credit and surety, aviation, marine, energy, engineering, agricultural risks, political and credit risks, cyber, environmental liability, and specialty lines; and SCOR Global Life, focused on life and health reinsurance products such as mortality and morbidity risk cover, longevity risk protection, and financial solutions tied to life insurance and annuities. Additionally, SCOR offers asset management services through SCOR Global Investments. The company serves diversified markets across Europe, the Americas, Asia Pacific, the Middle East, and Africa, with 37 offices worldwide.
In the last 1-2 years, SCOR has pursued strategic initiatives aligned with its Forward 2026 plan targeting sustainable growth and improved profitability. Recent major developments include expanding its underwriting discipline to optimize profitability, advancing digital transformation with scalable SaaS solutions in underwriting and claims via SCOR Digital Solutions, and enhancing its balance sheet strength through prudent risk management and capital buffer strategies. SCOR reported a strong Q3 2025 performance with an annualized return on equity (RoE) of 22.1% and a combined ratio of 80.9% in P&C, reflecting low natural catastrophe activity and disciplined underwriting. The company continues to invest in analytics and innovative financial products to support risk control and new business generation, strengthening its position as a Tier 1 reinsurer worldwide.
SCOR SE’s comprehensive product suite includes tailored reinsurance covers for life, health, property, and casualty risks; specialty insurance products; analytical tools for risk assessment; and digital platforms for underwriting and claims automation. Its recent operational enhancements underline a commitment to profitable and diversified lines of business across global markets, backed by its strong financial performance and strategic partnerships. The company remains focused on advancing its leadership in reinsurance through innovation, disciplined underwriting, and robust capital management.