Thai Credit Bank Public Company Limited

Thai Credit Bank Public Company Limited

22.90
THB
+1.90
(+9.05%)
3.51EPS
6.15P/E
26.67BMarket Cap
Feb 17Next Earn

Total Valuation

THB

As of June 30, 2026, Thai Credit Bank Public Company Limited NVDR carries a market capitalization of 26.67B, placing it among publicly traded companies globally. Its enterprise value stands at 26.65B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap26.67B
Enterprise Value26.65B

Important Dates

Thai Credit Bank Public Company Limited NVDR's next confirmed earnings release is scheduled for February 17, 2027.

Earnings Date2/17/2027

Share Statistics

As of June 30, 2026, Thai Credit Bank Public Company Limited NVDR has 1.23B shares outstanding.

Shares Outstanding1.23B

Valuation Ratios

As of June 30, 2026, Thai Credit Bank Public Company Limited NVDR trades at a trailing price-to-earnings ratio of 6.15. The price-to-sales ratio is 1.63, and the price-to-book ratio stands at 0.98.

PE Ratio6.15
PS Ratio1.63
PB Ratio0.98
P/TBV Ratio0.99
P/FCF Ratio3.36
P/OCF Ratio2.93

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 1.63 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Thai Credit Bank Public Company Limited NVDR trades at an EV/FCF ratio of 3.35, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 26.65B versus a market cap of 26.67B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.63
EV / FCF3.35

Financial Position

These figures are as of June 30, 2026.

Debt / Equity26.18

Financial Efficiency

THB

Over the twelve months ended June 30, 2026, Thai Credit Bank Public Company Limited NVDR posted a return on equity (ROE) of 16.91, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.06, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 12.65, useful for judging operating efficiency across full business cycles. The company generates approximately 4.51M in revenue per employee across its workforce of 3,625.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)16.91
Return on Assets (ROA)2.06
Return on Capital Employed (ROCE)12.65
Revenue Per Employee4.51M
Employee Count3,625.00

Taxes

THB

Over the twelve months ended June 30, 2026, Thai Credit Bank Public Company Limited NVDR recorded 1.11B in income tax expense. That works out to an effective tax rate of 20.31, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 5.45B, leaving 4.34B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax1.11B
Effective Tax Rate20.31

Stock Price Statistics

THB

As of the close on October 22, 2026, Thai Credit Bank Public Company Limited NVDR's stock has gained approximately 36.31% over the past 52 weeks. The 50-day moving average sits at 22.52, while the 200-day moving average is 19.55.

52-Week Price Change36.31%
50-Day Moving Average22.52
200-Day Moving Average19.55

Income Statement

THB

Over the twelve months ended June 30, 2026, Thai Credit Bank Public Company Limited NVDR generated 16.36B in revenue and converted that into 4.34B in net income, yielding earnings per share of 3.51.

Revenue16.36B
Pretax Income5.45B
Net Income4.34B
Earnings Per Share (EPS)3.51

Balance Sheet

THB

As of June 30, 2026, Thai Credit Bank Public Company Limited NVDR holds 7.16B in cash and equivalents against 7.14B in total debt, resulting in a net debt position of 2.88B.

Cash & Cash Equivalents7.16B
Total Debt7.14B
Net Debt2.88B
Equity (Book Value)27.26B
Book Value Per Share22.07

Cash Flow

THB

Thai Credit Bank Public Company Limited NVDR produced 9.13B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -1.18B in capital expenditures, free cash flow totaled 7.95B - equivalent to 6.43 per share.

Operating Cash Flow9.13B
Capital Expenditures-1.18B
Free Cash Flow7.95B
FCF Per Share6.43

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin33.30
Profit Margin26.54

Dividends & Yields

Over the twelve months ended June 30, 2026, Thai Credit Bank Public Company Limited NVDR paid dividends of - - per share. The dividend payout ratio of - - indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 29.77, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 25.03, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Thai Credit Bank Public Company Limited NVDR shareholders.

Shareholder Yield25.03
FCF Yield29.77