Sezzle Inc.

Sezzle Inc.

SEZL
Sezzle Inc.US flagNASDAQ Capital Market
120.58
USD
-2.38
- -
4.05BMarket Cap

Total Valuation

Sezzle Inc. carries a market capitalization of 4.05B, placing it among publicly traded companies globally. Its enterprise value stands at 5.82B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap4.05B
Enterprise Value5.82B

Share Statistics

Sezzle Inc. currently has 33.67M shares outstanding.

Shares Outstanding33.67M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Sezzle Inc. trades at a trailing price-to-earnings ratio of 35.95. The price-to-sales ratio is 10.91, and the price-to-book ratio stands at 24.80.

PE Ratio35.95
PS Ratio10.91
PB Ratio24.80
P/TBV Ratio24.80
P/FCF Ratio21.58
P/OCF Ratio21.06

Enterprise Valuation

On an enterprise value basis, Sezzle Inc. trades at an EV/EBITDA multiple of 28.72 and an EV/FCF ratio of 20.84. The EV/Sales ratio of 10.94 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 28.97 provides insight into valuation relative to core operating earnings.

EV / Sales10.94
EV / EBITDA28.72
EV / EBIT28.97
EV / FCF20.84

Financial Position

Sezzle Inc. maintains a current ratio of 4.02, meaning it holds 4.0x the short-term assets needed to cover near-term liabilities.

Current Ratio4.02
Quick Ratio3.84
Debt / Equity52.42
Debt / EBITDA0.60
Interest CoverageN/A

Financial Efficiency

Sezzle Inc. posts a return on equity of 88.85 and a return on invested capital of 52.34.

Return on Equity (ROE)88.85
Return on Assets (ROA)40.01
Return on Invested Capital (ROIC)52.34
Return on Capital Employed (ROCE)52.34
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Sezzle Inc. has paid 39.48M in income taxes, reflecting an effective tax rate of 19.65.

Income Tax39.48M
Effective Tax Rate19.65

Stock Price Statistics

Sezzle Inc.'s stock has gained approximately 40.45428% over the past 52 weeks. The 50-day moving average sits at 150.10, while the 200-day moving average is 98.20.

Beta (5Y)N/A
52-Week Price Change40.45428%
50-Day Moving Average150.10
200-Day Moving Average98.20
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Sezzle Inc. generated 531.89M in revenue and converted that into 161.43M in net income, yielding earnings per share of 4.60. EBITDA reached 202.63M, while operating income came in at 200.93M.

Revenue531.89M
Gross Profit384.87M
Operating Income200.93M
Pretax Income200.91M
Net Income161.43M
EBITDA202.63M
EBIT200.93M
Earnings Per Share (EPS)4.60

Balance Sheet

Sezzle Inc. holds 79.76M in cash and equivalents against 122.12M in total debt, resulting in a net debt position of 41.77M. Total book value stands at 232.97M, with working capital of 306.70M providing operational flexibility.

Cash & Cash Equivalents79.76M
Total Debt122.12M
Net Debt41.77M
Equity (Book Value)232.97M
Book Value Per Share6.92
Working Capital306.70M

Cash Flow

Sezzle Inc. produced 275.60M in operating cash flow over the past twelve months. After subtracting -3.70M in capital expenditures, free cash flow totaled 271.90M - equivalent to 8.04 per share.

Operating Cash Flow275.60M
Capital Expenditures-3.70M
Free Cash Flow271.90M
FCF Per Share8.04

Margins

Sezzle Inc. operates with a gross margin of 72.36, reflecting its pricing power and cost economics. The operating margin of 37.78 and net profit margin of 30.35 provide insight into operational efficiency.

Gross Margin72.36
Operating Margin37.78
Pretax Margin37.77
Profit Margin30.35
EBITDA Margin38.10

Dividends & Yields

Dividend Per ShareN/A
Dividend YieldN/A
Payout RatioN/A
Shareholder Yield1.31
FCF Yield4.63

Stock Splits

Sezzle Inc.'s most recent stock split took place on March 31, 2025 with a 1:6 split ratio.

Last Split Date3/31/2025
Split Ratio1:6

Scores

Sezzle Inc. posts an Altman Z-Score of 19.14, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score19.14