Synchrony Financial R
SFE.DE
Deutsche Börse67.92
EUR
+0.60
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Synchrony Financial R
SFE.DE
(Deutsche Börse)
Recent
price
67.92
P/E
ratio
- -
div
yld
- -
ROIC.AI
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in mil. unless spec.- Similar Companies
- Business
- Synchrony Financial is a premier American consumer financial services company headquartered in Stamford, Connecticut, founded in 2003 and publicly listed since 2014. The company specializes in providing a comprehensive suite of digitally enabled credit products including private label credit cards, dual card, and co-branded credit cards; promotional financing; installment lending; savings products; and banking services. Synchrony serves a broad range of consumer markets and merchant partners across retail, health and wellness, home improvement, and specialty finance sectors primarily in the United States. Recent major changes include Synchrony’s strategic acquisition of Ally Financial’s point-of-sale financing business in 2024, which expanded its loan receivables portfolio by $2.2 billion and added approximately 2,500 merchant locations and 450,000 active borrowers, enhancing its multi-product strategy by integrating revolving credit and installment loans especially in home improvement and health and wellness verticals. In 2025, Synchrony further strengthened its technology capabilities through the acquisition of Versatile Credit, a consumer financing software provider with whom it had a longstanding partnership, aimed at improving merchant and consumer credit access solutions. Synchrony also launched a new credit card program with The Toro Company in late 2025, targeting outdoor environment equipment businesses with advanced underwriting technology for improved credit decisioning. Additionally, Synchrony announced a collaboration with OnePay in 2025 to develop an innovative credit card program embedded in the OnePay app, powered by Mastercard’s global network, aiming to enhance financial flexibility and customer loyalty in partnership with Walmart. The company continues to innovate with new short-term installment loan products modeled after buy now/pay later offerings, aiming to meet evolving consumer payments preferences. Synchrony's operations span diverse sectors including retail, healthcare, home improvement, and specialty finance markets, leveraging advanced digital and credit decisioning platforms to deliver consumer financing solutions. It maintains a multi-product offering that integrates private label credit cards, co-branded credit cards, and installment loans, serving both large-scale merchants and small- to mid-sized business ecosystems across the U.S. The company employs approximately 20,000 people and has positioned itself as a leading consumer finance provider focused on driving growth through expanded credit access, technology integration, and strategic partnerships. The company remains committed to innovation in digital payments and credit products to support consumer financial health and merchant sales growth.