OxPay Financial Limited

OxPay Financial Limited

SSGX:TVV
0.03
SGD
+0.00
(+12.50%)
-0.01EPS
13.68MMarket Cap

Total Valuation

SGD

As of June 30, 2026, OxPay Financial Limited carries a market capitalization of 13.68M, placing it among publicly traded companies globally. Its enterprise value stands at 13.01M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap13.68M
Enterprise Value13.01M

Share Statistics

As of June 30, 2026, OxPay Financial Limited has 342.09M shares outstanding.

Shares Outstanding342.09M

Valuation Ratios

These figures are as of June 30, 2026. The price-to-sales ratio is 1.98, and the price-to-book ratio stands at -7.77.

PS Ratio1.98
PB Ratio-7.77
P/TBV Ratio-7.19
P/FCF Ratio-4.30
P/OCF Ratio-4.51

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.03 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 13.01M versus a market cap of 13.68M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.03

Financial Position

As of June 30, 2026, OxPay Financial Limited maintains a current ratio of 0.56, meaning it holds 0.6x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is -121.84, indicating conservative leverage, while an interest coverage ratio of -8.76 demonstrates limited ability to service its debt obligations.

Current Ratio0.56
Quick Ratio0.40
Debt / Equity-121.84
Debt / EBITDA-1.09
Interest Coverage-8.76

Financial Efficiency

SGD

These figures cover the twelve months ended June 30, 2026. Return on assets (ROA) is negative at -49.91, reflecting losses generated across the asset base. The company generates approximately 337,526.32 in revenue per employee across its workforce of 19.00, a quick read on workforce productivity versus industry peers.

Return on Assets (ROA)-49.91
Revenue Per Employee337,526.32
Employee Count19.00

Taxes

SGD

Over the twelve months ended June 30, 2026, OxPay Financial Limited recorded 6,000.00 in income tax expense. The company reported a pretax loss of -3.13M and -3.03M in bottom-line net income, so the effective tax rate carries little signal until profitability returns.

Income Tax6,000.00

Stock Price Statistics

SGD

As of the close on October 20, 2026, OxPay Financial Limited's stock has declined approximately 42.55% over the past 52 weeks. The 50-day moving average sits at 0.03, while the 200-day moving average is 0.04.

52-Week Price Change-42.55%
50-Day Moving Average0.03
200-Day Moving Average0.04

Income Statement

SGD

Over the twelve months ended June 30, 2026, OxPay Financial Limited generated 6.41M in revenue and converted that into -3.03M in net income, yielding earnings per share of -0.01. EBITDA reached -2.64M, while operating income came in at -2.80M.

Revenue6.41M
Gross Profit2.31M
Operating Income-2.80M
Pretax Income-3.13M
Net Income-3.03M
EBITDA-2.64M
EBIT-2.82M
Earnings Per Share (EPS)-0.01

Balance Sheet

SGD

As of June 30, 2026, OxPay Financial Limited holds 2.95M in cash and equivalents against 2.88M in total debt, resulting in a net debt position of -141,000.00. Total book value stands at -1.76M, with working capital of -3.27M providing operational flexibility.

Cash & Cash Equivalents2.95M
Total Debt2.88M
Net Debt-141,000.00
Equity (Book Value)-1.76M
Book Value Per Share-0.01
Working Capital-3.27M

Cash Flow

SGD

OxPay Financial Limited produced -2.81M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -137,000.00 in capital expenditures, free cash flow totaled -2.95M - equivalent to -0.01 per share.

Operating Cash Flow-2.81M
Capital Expenditures-137,000.00
Free Cash Flow-2.95M
FCF Per Share-0.01

Margins

Over the twelve months ended June 30, 2026, OxPay Financial Limited posted a gross margin of 35.96, reflecting its pricing power and cost economics. The operating margin of -43.66 and net profit margin of -47.19 provide insight into operational efficiency.

Gross Margin35.96
Operating Margin-43.66
Pretax Margin-48.89
Profit Margin-47.19
EBITDA Margin-41.12

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield is negative at -23.24: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -5.89, meaning OxPay Financial Limited raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-5.89
FCF Yield-23.24

Stock Splits

OxPay Financial Limited's most recent stock split took place on February 11, 2021 with a 50:1 split ratio.

Last Split Date2/11/2021
Split Ratio50:1

Scores

As of June 30, 2026, OxPay Financial Limited has an Altman Z-Score of -16.94, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score-16.94