United Overseas Bank Limited

United Overseas Bank Limited

41.59
SGD
-0.29
(-0.69%)
2.22EPS
9.17P/E
33.77BMarket Cap
Feb 25Next Earn

Total Valuation

SGD

As of June 30, 2020, United Overseas Bank Limited carries a market capitalization of 33.77B, placing it among publicly traded companies globally. Its enterprise value stands at -17.28B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap33.77B
Enterprise Value-17.28B

Important Dates

United Overseas Bank Limited's next confirmed earnings release is scheduled for February 25, 2027.

Earnings Date2/25/2027

Share Statistics

As of June 30, 2020, United Overseas Bank Limited has 1.67B shares outstanding.

Shares Outstanding1.67B

Valuation Ratios

As of June 30, 2020, United Overseas Bank Limited trades at a trailing price-to-earnings ratio of 9.17. The price-to-sales ratio is 3.45, and the price-to-book ratio stands at 0.84.

PE Ratio9.17
PS Ratio3.45
PB Ratio0.84
P/TBV Ratio0.94

Financial Position

These figures are as of June 30, 2020.

Debt / Equity61.33

Financial Efficiency

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Over the twelve months ended June 30, 2020, United Overseas Bank Limited posted a return on equity (ROE) of 9.31, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.88, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 5.38, useful for judging operating efficiency across full business cycles. The company generates approximately 366,136.24 in revenue per employee across its workforce of 26,692.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)9.31
Return on Assets (ROA)0.88
Return on Capital Employed (ROCE)5.38
Revenue Per Employee366,136.24
Employee Count26,692.25

Taxes

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Over the twelve months ended June 30, 2020, United Overseas Bank Limited recorded 716.00M in income tax expense. That works out to an effective tax rate of 16.23, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 4.41B, leaving 3.68B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax716.00M
Effective Tax Rate16.23

Stock Price Statistics

SGD

As of the close on October 23, 2026, United Overseas Bank Limited's stock has gained approximately 19.96% over the past 52 weeks. The 50-day moving average sits at 41.68, while the 200-day moving average is 39.40.

52-Week Price Change19.96%
50-Day Moving Average41.68
200-Day Moving Average39.40

Income Statement

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Over the twelve months ended June 30, 2020, United Overseas Bank Limited generated 9.77B in revenue and converted that into 3.68B in net income, yielding earnings per share of 2.22.

Revenue9.77B
Pretax Income4.41B
Net Income3.68B
Earnings Per Share (EPS)2.22

Balance Sheet

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As of June 30, 2020, United Overseas Bank Limited holds 75.99B in cash and equivalents against 24.72B in total debt, resulting in a net debt position of -75.99B.

Cash & Cash Equivalents75.99B
Total Debt24.72B
Net Debt-75.99B
Equity (Book Value)40.08B
Book Value Per Share24.01

Cash Flow

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These figures cover the twelve months ended June 30, 2020.

Capital Expenditures-421.00M

Margins

These figures cover the twelve months ended June 30, 2020.

Pretax Margin45.14
Profit Margin37.68

Dividends & Yields

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Over the twelve months ended June 30, 2020, United Overseas Bank Limited paid dividends of 1.30 per share. The dividend payout ratio of 58.47 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth.

Dividend Per Share1.30
Payout Ratio58.47

Stock Splits

United Overseas Bank Limited's most recent stock split took place on November 5, 1999 with a 20:21 split ratio.

Last Split Date11/5/1999
Split Ratio20:21