E.N. Shoham Business Ltd

E.N. Shoham Business Ltd

SHOM.TA
E.N. Shoham Business LtdIL flagTel Aviv Stock Exchange
801.40
ILA
-22.10
- -
302.76MMarket Cap
E.N. Shoham Business Ltd
SHOM.TA
(Tel Aviv Stock Exchange)

Recent

price

801.40

P/E

ratio

- -

div

yld

- -

ROIC.AI

2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.09
1.63
1.44
1.63
2.46
3.59
3.63
4.48
4.5
Revenue per Share
0.35
0.55
0.48
0.64
0.93
1
1.03
1.14
1.13
Basic EPS, GAAP
-0.49
-7.59
1.06
-6.01
-1.29
3.72
-0.27
-2.26
0.7
Free Cash Flow per Basic Share
0.07
0.09
- -
0.27
0.26
- -
0.54
0.53
0.54
Dividend per Share
- -
-6.66
-5.92
-5
-4.02
-3.1
-2.69
-2.05
-1.92
Book Value per Share
- -
2.12
2.72
3.37
3.86
4.76
5.29
5.85
6.12
Tangible Book Value per Share
30
32
33
36
39
38
37
37
37
Basic Weighted Avg Shares
33
52
47
59
95
137
135
168
168
Sales/Revenue/Turnover
79.3
75.21
65.13
75.24
70.44
56.69
59.79
62.41
62.02
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
10
18
16
23
36
38
38
43
42
Net Income, GAAP
25.29
27.36
26.16
24.82
23.71
24.1
24.07
23.52
23.78
Effective Tax Rate (%)
31.75
33.92
33.71
39.09
38.05
27.82
28.5
25.46
25.05
Profit Margin (%)
- -
142
65
324
264
187
280
454
443
Working Capital
- -
83
- -
238
162
66
162
286
287
LT Debt
- -
67
90
123
150
181
196
219
229
Total Equity
- -
15.94
6.51
6.44
6.86
7.36
6.94
7.92
7.48
Return on Invested Capital (%)
- -
65.52
37.72
14.17
10.67
9.58
8.26
8.98
5.51
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
612
555
592
LT Borrowings
286
286
286
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
37
37
38
Market Capitalization
31,065
32,499
29,634

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
1,037
1,030
1,053
Cash, Cash Equivalents & STI
145
82
143
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
625
576
610
Payables & Accruals
- -
- -
- -
ST Debt
612
555
592
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
19.95%
11.64%
Free Cash Flow
- -
-106.39%
758.14%
Net Income, GAAP
- -
23.7%
11.34%
Sales/Revenue/Turnover
- -
30.44%
24.62%
Total Cash Common Dividend
- -
- -
-0.04%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
32
33
33
37
135
2025
40
41
45
42
168
2026
41
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.25
0.27
0.24
- -
1.03
2025
0.29
0.27
0.3
- -
1.14
2026
0.27
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.33
0.11
- -
0.54
2025
- -
0.27
0.13
- -
0.53
2026
- -
- -
- -
- -
- -
Business
E.N. Shoham Business Ltd (SHOM.TA) operates as a publicly traded Israeli company providing non-bank financing services to businesses, with a specialization in discounting deferred relay activities, check discounting, loans for working capital requirements, and currency services. The company offers core products including short-term financing solutions such as relay discounting and working capital loans tailored to business cash flow needs; these services target small and medium-sized enterprises in Israel, supplemented by currency exchange and check cashing operations. Founded in 1987 and headquartered in Herzliya Pituach, Israel, with operational offices in Ramat Gan, it functions within the financial services sector, specifically non-banking credit intermediation, employing 12 staff and led by CEO and Founder Eli Nidam. The firm maintains a dividend policy distributing up to 30% of net profit, subject to legal and distribution tests, and received an expanded credit license from Israel's Capital Market, Insurance and Savings Authority in July 2018 to comply with financial services supervision regulations. In May 2018, it secured a 12 million ILS bank credit facility to support growth, reduce funding costs, and diversify financing sources, enabling expanded lending capacity amid over 25 years of management expertise in non-bank finance. Geographically focused on Israel, E.N. Shoham Business reports trailing twelve-month revenue of ILS151.77 million and net earnings of ILS39.91 million as of mid-2025, with a recent dividend announcement of ILS0.13 per share in December 2025 reflecting ongoing profitability in a high debt-to-equity environment of 404.4%. No major acquisitions, partnerships, or strategic shifts have been reported in the last 1-2 years, with the company prioritizing steady non-bank credit operations amid stable financial performance.