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Automatic Bank Services Limited

Automatic Bank Services Limited

SHVA.TA
Automatic Bank Services LimitedIL flagTel Aviv Stock Exchange
2,502.00
ILA
+6.00
- -
1.00BMarket Cap
Automatic Bank Services Limited
SHVA.TA
(Tel Aviv Stock Exchange)

Recent

price

2,502.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.16
1.26
1.33
1.42
1.58
1.73
2.03
2.14
2.75
2.92
3.39
3.78
3.92
3.94
Revenue per Share
0.51
1.21
0.42
0.35
0.45
0.36
0.73
0.68
1.11
0.6
0.96
1.27
1.13
1.05
Basic EPS, GAAP
0.66
0.27
0.19
0.36
0.17
0.55
0.7
0.77
1.03
0.81
0.39
1.02
0.3
0.36
Free Cash Flow per Basic Share
- -
0.9
0.22
- -
0.07
4.38
- -
- -
0.63
0.55
0.55
0.62
1.5
1.5
Dividend per Share
- -
6.55
6.58
6.93
7.29
3.29
3.96
4.68
5.15
5.24
5.69
6.3
5.94
5.39
Book Value per Share
- -
6.55
6.59
6.93
7.29
3.14
3.87
4.61
5.11
5.2
5.47
5.72
4.89
4.32
Tangible Book Value per Share
39
39
40
40
40
40
40
40
40
40
40
40
40
40
Basic Weighted Avg Shares
45
49
53
57
63
69
82
85
110
117
135
151
157
157
Sales/Revenue/Turnover
-20.34
22.84
26.05
29.99
24.24
29.48
38.84
39.38
45.59
39.08
31.11
36.71
29.8
27.37
Operating Margin (%)
3
1
1
3
4
5
6
6
7
7
9
10
15
16
Depreciation Expense
20
47
17
14
18
15
29
27
45
24
38
51
45
42
Net Income, GAAP
21.43
25.08
31.28
25.73
23.68
22.7
22.96
23.13
22.82
30.07
21.47
21.64
22.65
22.75
Effective Tax Rate (%)
43.74
95.83
31.39
24.51
28.66
20.99
35.99
31.83
40.36
20.54
28.33
33.61
28.83
26.62
Profit Margin (%)
- -
252
252
265
274
111
137
163
187
180
185
204
157
132
Working Capital
- -
- -
- -
- -
- -
- -
9
8
11
19
18
18
17
16
LT Debt
- -
256
263
277
292
132
159
187
207
212
231
259
246
223
Total Equity
- -
6.58
3.67
4.69
4.12
7.45
16.12
14
18.47
13.95
13.52
16.42
13.3
13.24
Return on Invested Capital (%)
- -
36.88
6.44
5.16
6.38
6.87
19.73
15.01
21.62
10.87
16.23
19.83
17.31
17.47
Return on Capital (%)
- -
36.88
6.44
5.16
6.38
6.87
20.2
15.68
22.66
11.56
17.51
21.26
18.46
18.71
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
2
3
3
LT Borrowings
- -
- -
- -
LT Finance Leases
18
17
16
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
40
40
40
Market Capitalization
92,286
79,424
98,032

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
193
190
196
Cash, Cash Equivalents & STI
161
151
162
Accounts Receivable, Net
22
28
20
Inventories
- -
- -
- -
Total Current Liabilities
26
33
63
Payables & Accruals
- -
- -
- -
ST Debt
2
3
3
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.3%
5.84%
-5.18%
Free Cash Flow
35.63%
10.98%
-70.32%
Net Income, GAAP
18.72%
19.83%
-11.09%
Sales/Revenue/Turnover
11.65%
13.35%
3.64%
Total Cash Common Dividend
- -
- -
140%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
37
38
39
38
151
2025
38
38
41
40
157
2026
38
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.3
0.27
0.39
- -
1.27
2025
0.26
0.34
0.31
- -
1.13
2026
0.17
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.62
- -
- -
0.62
2025
- -
0.76
0.76
- -
1.5
2026
- -
- -
- -
- -
- -
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Business
Automatic Bank Services Limited (SHVA.TA), known as SHVA, operates as Israel's leading provider of national payment infrastructure and financial technology services, managing interbank switching networks for automated teller machines (ATMs), credit card clearing and settlement systems, and payment card transaction processing. The company offers core products and services including the national switching system that connects issuers and acquirers for credit card transactions via points-of-sale (POS) terminals; the ASHRAIT software for EMV-compliant credit card clearing and billing at merchant sites; ATM network connectivity enabling cash withdrawals and customer data access across all banks regardless of account ownership; Shva CLP for closed-loop payments accepting food cards, gift vouchers, fuel vouchers, and loyalty cards; Shva TOP transforming smartphones into contactless payment terminals; 3DSecure for enhanced online transaction security; standing orders processing from credit cards and digital wallets; and Shva Insights, a Data-as-a-Service platform delivering real-time aggregated financial market data. SHVA serves banks, payment service providers, acquirers, merchants, and businesses throughout Israel as a PCI:DSS Level 1 certified service provider, utilizing advanced technological infrastructure for transaction approval, risk management, and information solutions. Founded in 1978 and headquartered at Harokmim 26, Merkaz Azrieli Binyan A, Koma 1, Holon, Israel, the company reported trailing twelve-month revenue of ILS 153.65 million and net income of ILS 51.59 million as of mid-2025, with approximately 130 employees. Recent developments include the commercial rollout of its proprietary Shva CLP closed-loop payment product and expanded adoption of Shva TOP for mobile tap-on-phone payments targeting small businesses, alongside a surge in digital wallet transaction volumes reaching a peak of NIS 3.2 billion in May 2025, nearly tripling year-over-year, and integration of new technologies into national credit card systems as highlighted in Q3 2025 results showing revenue of ILS 38.345 million.