Upstart Holdings, Inc.

Upstart Holdings, Inc.'s next confirmed earnings release is scheduled for November 3, 2026.

As of June 30, 2026, Upstart Holdings, Inc. has 97.31M shares outstanding.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Upstart Holdings, Inc. posted a return on equity (ROE) of 7.94, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.14, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 2.41, useful for judging operating efficiency across full business cycles. The company generates approximately 906,985.95 in revenue per employee across its workforce of 1,352.00, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Upstart Holdings, Inc. recorded 1.35M in income tax expense. That works out to an effective tax rate of 2.19, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 61.68M, leaving 60.33M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Over the twelve months ended June 30, 2026, Upstart Holdings, Inc. generated 1.23B in revenue and converted that into 60.33M in net income, yielding earnings per share of 0.56.

As of June 30, 2026, Upstart Holdings, Inc. holds 457.74M in cash and equivalents against 2.03B in total debt, resulting in a net debt position of 1.55B.

Upstart Holdings, Inc. produced -284.01M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -5.04M in capital expenditures, free cash flow totaled -289.05M - equivalent to -2.98 per share.

These figures cover the twelve months ended June 30, 2026.