Summit State Bank
NASDAQ Global MarketTotal Valuation
Summit State Bank carries a market capitalization of 91.75M, placing it among publicly traded companies globally. Its enterprise value stands at -30.06M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 91.75M |
| Enterprise Value | -30.06M |
Share Statistics
Summit State Bank currently has 6.77M shares outstanding.
| Shares Outstanding | 6.77M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Summit State Bank trades at a trailing price-to-earnings ratio of 15.07. The price-to-sales ratio is 2.48, and the price-to-book ratio stands at 0.82.
| PE Ratio | 15.07 |
| PS Ratio | 2.48 |
| PB Ratio | 0.82 |
| P/TBV Ratio | 0.88 |
| P/FCF Ratio | 6.62 |
| P/OCF Ratio | 6.64 |
Enterprise Valuation
On an enterprise value basis, Summit State Bank trades at an EV/EBITDA multiple of 61.16 and an EV/FCF ratio of 4.21.
| EV / Sales | 0.66 |
| EV / EBITDA | 61.16 |
| EV / EBIT | N/A |
| EV / FCF | 4.21 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 5.80 |
| Debt / EBITDA | 16.22 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 5.62 |
| Return on Assets (ROA) | 0.58 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Summit State Bank has paid 2.16M in income taxes, reflecting an effective tax rate of 26.56.
| Income Tax | 2.16M |
| Effective Tax Rate | 26.56 |
Stock Price Statistics
Summit State Bank's stock has gained approximately 39.54686% over the past 52 weeks. The 50-day moving average sits at 13.54, while the 200-day moving average is 12.46.
| Beta (5Y) | N/A |
| 52-Week Price Change | 39.54686% |
| 50-Day Moving Average | 13.54 |
| 200-Day Moving Average | 12.46 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Summit State Bank generated 36.31M in revenue and converted that into 5.98M in net income, yielding earnings per share of 0.89.
| Revenue | 36.31M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 8.14M |
| Net Income | 5.98M |
| EBITDA | 367,000.00 |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.89 |
Balance Sheet
Summit State Bank holds 126.05M in cash and equivalents against 5.95M in total debt, resulting in a net debt position of -109.50M.
| Cash & Cash Equivalents | 126.05M |
| Total Debt | 5.95M |
| Net Debt | -109.50M |
| Equity (Book Value) | 109.35M |
| Book Value Per Share | 16.24 |
| Working Capital | N/A |
Cash Flow
Summit State Bank produced 13.55M in operating cash flow over the past twelve months. After subtracting -44,000.00 in capital expenditures, free cash flow totaled 13.51M - equivalent to 2.01 per share.
| Operating Cash Flow | 13.55M |
| Capital Expenditures | -44,000.00 |
| Free Cash Flow | 13.51M |
| FCF Per Share | 2.01 |
Margins
Summit State Bank operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 22.41 |
| Profit Margin | 16.46 |
| EBITDA Margin | 1.01 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | 86.42 |
| FCF Yield | 15.10 |
Stock Splits
Summit State Bank's most recent stock split took place on October 28, 2021 with a 10:11 split ratio.
| Last Split Date | 10/28/2021 |
| Split Ratio | 10:11 |
Scores
Summit State Bank posts an Altman Z-Score of 0.20, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.20 |