As of March 31, 2026, Summit State Bank carries a market capitalization of 90.54M, placing it among publicly traded companies globally. Its enterprise value stands at -29.56M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 90.54M |
| Enterprise Value | -29.56M |
As of March 31, 2026, Summit State Bank has 6.77M shares outstanding.
| Shares Outstanding | 6.77M |
As of March 31, 2026, Summit State Bank trades at a trailing price-to-earnings ratio of 15.07. The price-to-sales ratio is 2.48, and the price-to-book ratio stands at 0.88.
| PE Ratio | 15.07 |
| PS Ratio | 2.48 |
| PB Ratio | 0.88 |
| P/TBV Ratio | 0.88 |
| P/FCF Ratio | 6.66 |
| P/OCF Ratio | 6.64 |
These figures are as of March 31, 2026.
| Debt / Equity | 5.80 |
Over the twelve months ended March 31, 2026, Summit State Bank posted a return on equity (ROE) of 6.04, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.58, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 5.69, useful for judging operating efficiency across full business cycles. The company generates approximately 347,473.68 in revenue per employee across its workforce of 104.50, a quick read on workforce productivity versus industry peers.
| Return on Equity (ROE) | 6.04 |
| Return on Assets (ROA) | 0.58 |
| Return on Capital Employed (ROCE) | 5.69 |
| Revenue Per Employee | 347,473.68 |
| Employee Count | 104.50 |
Over the twelve months ended March 31, 2026, Summit State Bank recorded 2.16M in income tax expense. That works out to an effective tax rate of 26.56, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 8.14M, leaving 5.98M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.
| Income Tax | 2.16M |
| Effective Tax Rate | 26.56 |
As of the close on October 22, 2026, Summit State Bank's stock has gained approximately 2.92% over the past 52 weeks. The 50-day moving average sits at 12.60, while the 200-day moving average is 12.99.
| 52-Week Price Change | 2.92% |
| 50-Day Moving Average | 12.60 |
| 200-Day Moving Average | 12.99 |
Over the twelve months ended March 31, 2026, Summit State Bank generated 36.31M in revenue and converted that into 5.98M in net income, yielding earnings per share of 0.89.
| Revenue | 36.31M |
| Pretax Income | 8.14M |
| Net Income | 5.98M |
| Earnings Per Share (EPS) | 0.89 |
As of March 31, 2026, Summit State Bank holds 126.05M in cash and equivalents against 5.95M in total debt, resulting in a net debt position of -109.50M.
| Cash & Cash Equivalents | 126.05M |
| Total Debt | 5.95M |
| Net Debt | -109.50M |
| Equity (Book Value) | 102.66M |
| Book Value Per Share | 15.16 |
Summit State Bank produced 13.55M in operating cash flow over the twelve months ended March 31, 2026. After subtracting -44,000.00 in capital expenditures, free cash flow totaled 13.51M - equivalent to 2.01 per share.
| Operating Cash Flow | 13.55M |
| Capital Expenditures | -44,000.00 |
| Free Cash Flow | 13.51M |
| FCF Per Share | 2.01 |
These figures cover the twelve months ended March 31, 2026.
| Pretax Margin | 22.41 |
| Profit Margin | 16.46 |
Over the twelve months ended March 31, 2026, Summit State Bank paid dividends of - - per share. The dividend payout ratio of - - indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 15.01, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 85.94, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Summit State Bank shareholders.
| Shareholder Yield | 85.94 |
| FCF Yield | 15.01 |
Summit State Bank's most recent stock split took place on October 28, 2021 with a 10:11 split ratio.
| Last Split Date | 10/28/2021 |
| Split Ratio | 10:11 |