Southern States Bancshares, Inc.
NASDAQ Global SelectTotal Valuation
Southern States Bancshares, Inc. carries a market capitalization of 361.07M, placing it among publicly traded companies globally. Its enterprise value stands at 179.63M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 361.07M |
| Enterprise Value | 179.63M |
Share Statistics
Southern States Bancshares, Inc. currently has 9.92M shares outstanding.
| Shares Outstanding | 9.92M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Southern States Bancshares, Inc. trades at a trailing price-to-earnings ratio of 9.27. The price-to-sales ratio is 3.32, and the price-to-book ratio stands at 1.78.
| PE Ratio | 9.27 |
| PS Ratio | 3.32 |
| PB Ratio | 1.78 |
| P/TBV Ratio | 1.38 |
| P/FCF Ratio | 8.93 |
| P/OCF Ratio | 9.12 |
Enterprise Valuation
On an enterprise value basis, Southern States Bancshares, Inc. trades at an EV/EBITDA multiple of 72.99 and an EV/FCF ratio of 4.61.
| EV / Sales | 1.74 |
| EV / EBITDA | 72.99 |
| EV / EBIT | N/A |
| EV / FCF | 4.61 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 38.38 |
| Debt / EBITDA | 45.26 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 21.32 |
| Return on Assets (ROA) | 1.38 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Southern States Bancshares, Inc. has paid 11.45M in income taxes, reflecting an effective tax rate of 23.58.
| Income Tax | 11.45M |
| Effective Tax Rate | 23.58 |
Stock Price Statistics
Southern States Bancshares, Inc.'s stock has gained approximately 11.15526% over the past 52 weeks. The 50-day moving average sits at 34.66, while the 200-day moving average is 33.31.
| Beta (5Y) | N/A |
| 52-Week Price Change | 11.15526% |
| 50-Day Moving Average | 34.66 |
| 200-Day Moving Average | 33.31 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Southern States Bancshares, Inc. generated 103.52M in revenue and converted that into 37.10M in net income, yielding earnings per share of 3.81.
| Revenue | 103.52M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 48.55M |
| Net Income | 37.10M |
| EBITDA | 2.46M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 3.81 |
Balance Sheet
Southern States Bancshares, Inc. holds 275.71M in cash and equivalents against 111.38M in total debt, resulting in a net debt position of -41.60M.
| Cash & Cash Equivalents | 275.71M |
| Total Debt | 111.38M |
| Net Debt | -41.60M |
| Equity (Book Value) | 193.52M |
| Book Value Per Share | 20.11 |
| Working Capital | N/A |
Cash Flow
Southern States Bancshares, Inc. produced 37.72M in operating cash flow over the past twelve months. After subtracting -1.24M in capital expenditures, free cash flow totaled 36.48M - equivalent to 3.79 per share.
| Operating Cash Flow | 37.72M |
| Capital Expenditures | -1.24M |
| Free Cash Flow | 36.48M |
| FCF Per Share | 3.79 |
Margins
Southern States Bancshares, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 46.89 |
| Profit Margin | 35.84 |
| EBITDA Margin | 2.38 |
Dividends & Yields
The company's payout ratio of 9.19 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.35 |
| Dividend Yield | N/A |
| Payout Ratio | 9.19 |
| Shareholder Yield | 10.37 |
| FCF Yield | 11.20 |
Scores
Southern States Bancshares, Inc. posts an Altman Z-Score of 0.19, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.19 |