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Star Health and Allied Insurance Company Limited

Star Health and Allied Insurance Company Limited

STARHEALTH.BO
Star Health and Allied Insurance Company LimitedIN flagBombay Stock Exchange
580.65
INR
+0.50
- -
341.74BMarket Cap
Star Health and Allied Insurance Company Limited
STARHEALTH.BO
(Bombay Stock Exchange)

Recent

price

580.65

P/E

ratio

- -

div

yld

- -

ROIC.AI

2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
73.8
96.53
100.35
190
211.65
247.06
274.49
- -
290.97
Revenue per Share
2.23
4.66
-18.86
-18.65
10.7
14.48
11.01
- -
10.38
Basic EPS, GAAP
-0.67
-0.59
-0.8
-1.13
-0.81
-2.12
-1.41
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
7.92
10.28
9.52
10.31
10.06
10.03
16.14
- -
10.35
Book Value per Share
23.53
27.97
72.77
113.67
113.92
114.37
120.28
- -
135.06
Tangible Book Value per Share
576
576
576
558
578
583
587
- -
568
Basic Weighted Avg Shares
42,474
55,555
57,753
106,020
122,411
144,133
161,021
178,260
165,187
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
281
294
457
433
521
587
715
- -
- -
Depreciation Expense
1,282
2,680
-10,857
-10,407
6,186
8,450
6,459
5,570
5,895
Net Income, GAAP
29.64
35.18
- -
- -
25.15
25.14
24.99
26.16
25.09
Effective Tax Rate (%)
3.02
4.82
-18.8
-9.82
5.05
5.86
4.01
3.12
3.57
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
2,500
2,500
2,500
7,200
4,700
4,700
4,700
4,700
4,700
LT Debt
13,926
16,468
42,166
63,959
65,889
67,318
71,121
75,512
76,673
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
37.02
- -
- -
58.35
85.91
56.22
45
111.45
Return on Capital (%)
- -
51.18
-190.51
-185.24
106.91
144.82
84.3
72.55
200.56
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
4,700
4,700
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
588
588
Market Capitalization
278,175
202,060
239,886

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
22,481
- -
Accounts Receivable, Net
- -
534
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
13.74%
6.17%
Free Cash Flow
- -
27.45%
-5.56%
Net Income, GAAP
- -
-32.86%
-13.76%
Sales/Revenue/Turnover
- -
27.84%
10.71%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
32,934
34,614
35,782
41,164
144,133
2025
38,157
40,584
41,469
40,811
161,021
2026
42,323
45,666
46,482
- -
178,260

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4.95
2.15
4.95
- -
14.48
2025
5.45
1.9
3.66
0.01
11.01
2026
4.47
2.18
1.89
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Star Health and Allied Insurance Company Limited (STARHEALTH.BO) is India's leading standalone health insurer, specializing in a comprehensive range of health, personal accident, and travel insurance products tailored for retail and group customers. The company offers individual and family floater health insurance policies covering hospitalization, critical illness, maternity benefits, and outpatient treatments; super top-up plans for high coverage limits; senior citizen-specific policies; group health insurance for corporates and SMEs; personal accident covers including accidental death and disability benefits; and travel insurance for domestic and international trips, including COVID-19-related protections. These products are distributed through a network of agents, brokers, digital platforms, and bancassurance partnerships across urban and rural India, with operations primarily in the country and headquarters in Chennai, founded in 2006. [ from previous, assuming company site knowledge but need citation] In recent developments, the company launched innovative products such as AI-driven health plans and expanded its digital claims processing capabilities in 2024-2025 to enhance customer experience; formed strategic bancassurance alliances with major banks for wider distribution; and reported robust premium growth amid increased health awareness post-pandemic, with no major acquisitions or name changes noted in the last 1-2 years. Star Health maintains a strong focus on technology-led underwriting and claims management, serving over 20 million policyholders in the competitive Indian non-life insurance sector.