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Starteck Finance Limited

Starteck Finance Limited

STARTECK.BO
Starteck Finance LimitedIN flagBombay Stock Exchange
284.10
INR
-2.85
- -
2.80BMarket Cap
Starteck Finance Limited
STARTECK.BO
(Bombay Stock Exchange)

Recent

price

284.10

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
75.85
60.77
48.58
32.44
18.48
21.72
21.85
18.71
15.31
28.41
76.44
29.21
28.47
37.67
33.01
- -
36.09
Revenue per Share
4.29
3.7
3.72
3.87
7.58
5.77
2.36
1.12
1.5
3.65
37.96
10.28
22.02
16.22
10.52
- -
23.83
Basic EPS, GAAP
-96.95
-24.37
22.54
-65.95
51.34
8.69
-6.76
-6.79
4.83
16.46
-50.08
-4.98
86.35
36.88
27.68
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
0.54
0.18
0.5
- -
- -
- -
- -
0.08
0.07
0.07
0.07
0.07
- -
- -
Dividend per Share
34.57
20.89
20.81
25.12
20.7
24.71
26.59
15.87
17.06
19.98
51
58.65
78.61
92.91
100.75
- -
10
Book Value per Share
149.09
82.19
75.92
164.34
104.58
109.76
112.12
102.81
105.05
105.87
147.9
162.41
86.28
113.4
141.64
- -
170.54
Tangible Book Value per Share
1
3
3
6
10
10
10
10
10
10
10
10
10
10
10
- -
10
Basic Weighted Avg Shares
92
155
160
190
183
215
217
185
152
282
758
289
282
373
327
358
358
Sales/Revenue/Turnover
98.5
9.5
93.97
90.73
52
28.29
11.98
7.53
23.58
73.92
55.49
51.11
53.99
58.41
30.35
27.91
27.91
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
2
2
2
2
6
6
5
5
5
Depreciation Expense
5
9
12
23
75
57
23
11
15
36
376
102
218
161
104
236
236
Net Income, GAAP
28.87
36.16
37.25
37.54
23.88
11.27
13.51
26.5
19.4
0.79
4.94
15.35
9.98
14.41
9.84
12.32
12.32
Effective Tax Rate (%)
5.66
6.09
7.65
11.94
41.01
26.55
10.8
6.01
9.78
12.87
49.67
35.2
77.33
43.07
31.87
66.04
66.04
Profit Margin (%)
181
192
136
534
828
780
821
585
578
686
6,703
1,447
1,209
1,180
1,176
2,341
2,341
Working Capital
- -
- -
- -
- -
- -
332
322
312
313
311
5,900
488
1,027
718
389
3,510
3,510
LT Debt
182
210
250
962
1,036
1,088
1,111
1,019
1,041
1,049
1,466
1,610
1,795
2,064
2,344
2,630
2,630
Total Equity
9.86
0.59
3.89
4.59
4.27
2.29
0.81
0.47
1.49
10.62
8.15
2.41
4.47
4.84
2.05
1.63
1.63
Return on Invested Capital (%)
11.54
6.74
4.19
6.01
14.52
10.48
8.01
0.82
2.76
5.52
9.42
2.97
11.86
6.78
3.36
6.87
6.87
Return on Capital (%)
18.03
19.79
20.1
21.03
42.64
25.4
9.2
5.29
9.1
19.73
106.96
18.75
32.08
18.92
10.86
43.03
43.03
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
2,749
- -
3,510
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
10
- -
10
Market Capitalization
3,080
2,907
2,180

Working Capital

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
2,166
- -
2,350
Cash, Cash Equivalents & STI
6
- -
6
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
16
- -
9
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.86%
12.41%
12.2%
Free Cash Flow
-249.9%
-397.44%
18.69%
Net Income, GAAP
111.09%
21.25%
126.51%
Sales/Revenue/Turnover
18.76%
-7.02%
9.31%
Total Cash Common Dividend
- -
-3.92%
-1.19%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
67
123
74
109
373
2025
70
84
88
85
327
2026
78
94
102
83
358

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.31
7.49
2.81
- -
16.22
2025
1.72
3.62
3.66
1.42
10.52
2026
3.58
7.43
7.54
5.28
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.07
2025
- -
- -
- -
- -
0.07
2026
- -
- -
- -
- -
- -
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Business
Starteck Finance Limited is an India-based non-banking financial company (NBFC) registered as a non-systematically important non-deposit accepting entity that provides diversified financing solutions to retail, small and medium enterprise (SME), and commercial customers in urban and semi-urban areas across India; its core offerings include lending products tailored to corporate entities' financing requirements in these regions. Founded in 1985 and headquartered at Sunteck Centre in Mumbai, Maharashtra, the company operates primarily within the Indian financial services sector, targeting corporations with a presence in key urban and semi-urban markets. Formerly known as Nivedita Mercantile and Financing Limited, it underwent a name change to Starteck Finance Limited in November 2018, marking a significant rebranding; recent financial performance reflects strong growth with net profit margins exceeding 35% in recent periods and a diversified portfolio supporting operations through a debt-to-equity ratio of approximately 0.97.