State Bank Financial Corporation

As of September 30, 2018, State Bank Financial Corporation has 38.80M shares outstanding.

As of September 30, 2018, State Bank Financial Corporation trades at a trailing price-to-earnings ratio of 19.16. The price-to-sales ratio is 4.24, and the price-to-book ratio stands at 4.42.

As of September 30, 2018, State Bank Financial Corporation trades at an EV/EBITDA multiple of 26.71 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 3.44 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 37.51 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. State Bank Financial Corporation trades at an EV/FCF ratio of 10.89, comparing the total takeover cost of the business to the cash it actually generates for all capital providers.

Over the twelve months ended September 30, 2018, State Bank Financial Corporation posted a return on equity (ROE) of 24.37, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 2.44 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 1.18, measuring how efficiently the asset base is converted into earnings.

These figures cover the twelve months ended September 30, 2018. That works out to an effective tax rate of 35.32, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items.

Over the twelve months ended September 30, 2018, State Bank Financial Corporation posted a gross margin of 100.00, reflecting its pricing power and cost economics. The operating margin of 9.16 and net profit margin of 22.12 provide insight into operational efficiency.

These figures cover the twelve months ended September 30, 2018. The dividend payout ratio of 48.62 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 7.44, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 7.67, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to State Bank Financial Corporation shareholders.

As of September 30, 2018, State Bank Financial Corporation has an Altman Z-Score of 0.31, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.