UNIVERSAL INSURANCE HOLDINGS INC

UNIVERSAL INSURANCE HOLDINGS INC

38.00
EUR
-1.20
(-3.06%)
6.63EPS
5.20P/E
1.00BMarket Cap
Oct 22Next Earn

Total Valuation

EUR

As of June 30, 2026, Universal Insurance Holdings, Inc. carries a market capitalization of 1.00B, placing it among publicly traded companies globally. Its enterprise value stands at 474.37M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap1.00B
Enterprise Value474.37M

Important Dates

Universal Insurance Holdings, Inc.'s next confirmed earnings release is scheduled for October 22, 2026.

Earnings Date10/22/2026

Share Statistics

As of June 30, 2026, Universal Insurance Holdings, Inc. has 27.91M shares outstanding.

Shares Outstanding27.91M

Valuation Ratios

As of June 30, 2026, Universal Insurance Holdings, Inc. trades at a trailing price-to-earnings ratio of 5.20. The price-to-sales ratio is 0.70, and the price-to-book ratio stands at 1.80.

PE Ratio5.20
PS Ratio0.70
PB Ratio1.80
P/TBV Ratio1.80
P/FCF Ratio3.52
P/OCF Ratio3.32

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 0.33 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Universal Insurance Holdings, Inc. trades at an EV/FCF ratio of 1.58, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 474.37M versus a market cap of 1.00B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales0.33
EV / FCF1.58

Financial Position

These figures are as of June 30, 2026.

Debt / Equity15.36

Financial Efficiency

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Over the twelve months ended June 30, 2026, Universal Insurance Holdings, Inc. posted a return on equity (ROE) of 40.16, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 6.68, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 34.67, useful for judging operating efficiency across full business cycles. The company generates approximately 1.48M in revenue per employee across its workforce of 963.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)40.16
Return on Assets (ROA)6.68
Return on Capital Employed (ROCE)34.67
Revenue Per Employee1.48M
Employee Count963.75

Taxes

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Over the twelve months ended June 30, 2026, Universal Insurance Holdings, Inc. recorded 63.58M in income tax expense. That works out to an effective tax rate of 24.83, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 256.06M, leaving 192.48M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax63.58M
Effective Tax Rate24.83

Stock Price Statistics

EUR

As of the close on July 30, 2026, Universal Insurance Holdings, Inc.'s stock has gained approximately 86.27% over the past 52 weeks. The 50-day moving average sits at 34.38, while the 200-day moving average is 29.92.

52-Week Price Change86.27%
50-Day Moving Average34.38
200-Day Moving Average29.92

Income Statement

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Over the twelve months ended June 30, 2026, Universal Insurance Holdings, Inc. generated 1.43B in revenue and converted that into 192.48M in net income, yielding earnings per share of 6.63.

Revenue1.43B
Pretax Income256.06M
Net Income192.48M
Earnings Per Share (EPS)6.63

Balance Sheet

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As of June 30, 2026, Universal Insurance Holdings, Inc. holds 616.07M in cash and equivalents against 85.65M in total debt, resulting in a net debt position of -380.15M.

Cash & Cash Equivalents616.07M
Total Debt85.65M
Net Debt-380.15M
Equity (Book Value)557.70M
Book Value Per Share19.98

Cash Flow

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Universal Insurance Holdings, Inc. produced 301.45M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -4.13M in capital expenditures, free cash flow totaled 297.33M - equivalent to 10.69 per share.

Operating Cash Flow301.45M
Capital Expenditures-4.13M
Free Cash Flow297.33M
FCF Per Share10.69

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin17.95
Profit Margin13.49

Dividends & Yields

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Over the twelve months ended June 30, 2026, Universal Insurance Holdings, Inc. paid dividends of 0.70 per share. The dividend payout ratio of 10.06 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 28.44, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 5.19, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Universal Insurance Holdings, Inc. shareholders.

Dividend Per Share0.70
Payout Ratio10.06
Shareholder Yield5.19
FCF Yield28.44

Stock Splits

Universal Insurance Holdings, Inc.'s most recent stock split took place on December 6, 1994 with a 4:1 split ratio.

Last Split Date12/6/1994
Split Ratio4:1