F.N.B. Corporation

F.N.B. Corporation

16.10
EUR
+0.40
(+2.55%)
1.46EPS
11.36P/E
5.94BMarket Cap
Jan 20Next Earn

Total Valuation

EUR

As of June 30, 2026, F.N.B. Corporation carries a market capitalization of 5.94B, placing it among publicly traded companies globally. Its enterprise value stands at 4.60B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap5.94B
Enterprise Value4.60B

Important Dates

F.N.B. Corporation's next confirmed earnings release is scheduled for January 20, 2027.

Earnings Date1/20/2027

Share Statistics

As of June 30, 2026, F.N.B. Corporation has 355.67M shares outstanding.

Shares Outstanding355.67M

Valuation Ratios

As of June 30, 2026, F.N.B. Corporation trades at a trailing price-to-earnings ratio of 11.36. The price-to-sales ratio is 3.75, and the price-to-book ratio stands at 0.99.

PE Ratio11.36
PS Ratio3.75
PB Ratio0.99
P/TBV Ratio1.57
P/FCF Ratio11.07
P/OCF Ratio9.75

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.88 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. F.N.B. Corporation trades at an EV/FCF ratio of 8.46, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 4.60B versus a market cap of 5.94B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.88
EV / FCF8.46

Financial Position

These figures are as of June 30, 2026.

Debt / Equity58.97

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, F.N.B. Corporation posted a return on equity (ROE) of 9.04, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.20, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 5.72, useful for judging operating efficiency across full business cycles. The company generates approximately 380,805.24 in revenue per employee across its workforce of 4,201.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)9.04
Return on Assets (ROA)1.20
Return on Capital Employed (ROCE)5.72
Revenue Per Employee380,805.24
Employee Count4,201.75

Taxes

EUR

Over the twelve months ended June 30, 2026, F.N.B. Corporation recorded 98.91M in income tax expense. That works out to an effective tax rate of 15.76, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 627.59M, leaving 528.68M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax98.91M
Effective Tax Rate15.76

Stock Price Statistics

EUR

These figures are as of the close on October 22, 2026.

50-Day Moving Average15.55

Income Statement

EUR

Over the twelve months ended June 30, 2026, F.N.B. Corporation generated 1.60B in revenue and converted that into 528.68M in net income, yielding earnings per share of 1.46.

Revenue1.60B
Pretax Income627.59M
Net Income528.68M
Earnings Per Share (EPS)1.46

Balance Sheet

EUR

As of June 30, 2026, F.N.B. Corporation holds 4.86B in cash and equivalents against 3.53B in total debt, resulting in a net debt position of 1.45B.

Cash & Cash Equivalents4.86B
Total Debt3.53B
Net Debt1.45B
Equity (Book Value)5.99B
Book Value Per Share16.83

Cash Flow

EUR

F.N.B. Corporation produced 616.21M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -71.77M in capital expenditures, free cash flow totaled 544.44M - equivalent to 1.51 per share.

Operating Cash Flow616.21M
Capital Expenditures-71.77M
Free Cash Flow544.44M
FCF Per Share1.51

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin39.22
Profit Margin33.04

Dividends & Yields

EUR

Over the twelve months ended June 30, 2026, F.N.B. Corporation paid dividends of 0.43 per share. The dividend payout ratio of 29.30 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 9.03, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -11.26, meaning F.N.B. Corporation raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share0.43
Payout Ratio29.30
Shareholder Yield-11.26
FCF Yield9.03

Stock Splits

F.N.B. Corporation's most recent stock split took place on May 13, 2003 with a 20:21 split ratio.

Last Split Date5/13/2003
Split Ratio20:21