The Hartford Insurance Group, Inc.

The Hartford Insurance Group, Inc.

123.80
EUR
+3.15
(+2.61%)
12.61EPS
8.43P/E
31.43BMarket Cap
Oct 26Next Earn

Total Valuation

EUR

As of June 30, 2026, Hartford Insurance Group, Inc. carries a market capitalization of 31.43B, placing it among publicly traded companies globally. Its enterprise value stands at 17.18B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap31.43B
Enterprise Value17.18B

Important Dates

Hartford Insurance Group, Inc.'s next confirmed earnings release is scheduled for October 26, 2026.

Earnings Date10/26/2026

Share Statistics

As of June 30, 2026, Hartford Insurance Group, Inc. has 271.62M shares outstanding.

Shares Outstanding271.62M

Valuation Ratios

As of June 30, 2026, Hartford Insurance Group, Inc. trades at a trailing price-to-earnings ratio of 8.43. The price-to-sales ratio is 1.28, and the price-to-book ratio stands at 1.86.

PE Ratio8.43
PS Ratio1.28
PB Ratio1.86
P/TBV Ratio2.09
P/FCF Ratio6.45
P/OCF Ratio6.23

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 0.69 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Hartford Insurance Group, Inc. trades at an EV/FCF ratio of 3.32, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 17.18B versus a market cap of 31.43B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales0.69
EV / FCF3.32

Financial Position

These figures are as of June 30, 2026.

Debt / Equity22.28

Financial Efficiency

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Over the twelve months ended June 30, 2026, Hartford Insurance Group, Inc. posted a return on equity (ROE) of 23.81, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 5.09, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 19.72, useful for judging operating efficiency across full business cycles. The company generates approximately 1.31M in revenue per employee across its workforce of 19,175.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)23.81
Return on Assets (ROA)5.09
Return on Capital Employed (ROCE)19.72
Revenue Per Employee1.31M
Employee Count19,175.00

Taxes

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Over the twelve months ended June 30, 2026, Hartford Insurance Group, Inc. recorded 850.79M in income tax expense. That works out to an effective tax rate of 19.37, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 4.39B, leaving 3.82B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax850.79M
Effective Tax Rate19.37

Stock Price Statistics

EUR

As of the close on October 22, 2026, Hartford Insurance Group, Inc.'s stock has gained approximately 15.70% over the past 52 weeks. The 50-day moving average sits at 116.32, while the 200-day moving average is 116.55.

52-Week Price Change15.70%
50-Day Moving Average116.32
200-Day Moving Average116.55

Income Statement

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Over the twelve months ended June 30, 2026, Hartford Insurance Group, Inc. generated 25.06B in revenue and converted that into 3.82B in net income, yielding earnings per share of 12.61.

Revenue25.06B
Pretax Income4.39B
Net Income3.82B
Earnings Per Share (EPS)12.61

Balance Sheet

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As of June 30, 2026, Hartford Insurance Group, Inc. holds 18.37B in cash and equivalents against 3.83B in total debt, resulting in a net debt position of 3.72B.

Cash & Cash Equivalents18.37B
Total Debt3.83B
Net Debt3.72B
Equity (Book Value)16.89B
Book Value Per Share62.19

Cash Flow

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Hartford Insurance Group, Inc. produced 5.15B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -106.79M in capital expenditures, free cash flow totaled 5.04B - equivalent to 18.19 per share.

Operating Cash Flow5.15B
Capital Expenditures-106.79M
Free Cash Flow5.04B
FCF Per Share18.19

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin17.53
Profit Margin15.25

Dividends & Yields

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Over the twelve months ended June 30, 2026, Hartford Insurance Group, Inc. paid dividends of 2.04 per share. The dividend payout ratio of 15.52 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 15.50, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 6.63, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Hartford Insurance Group, Inc. shareholders.

Dividend Per Share2.04
Payout Ratio15.52
Shareholder Yield6.63
FCF Yield15.50

Stock Splits

Hartford Insurance Group, Inc.'s most recent stock split took place on July 16, 1998 with a 1:2 split ratio.

Last Split Date7/16/1998
Split Ratio1:2