United Bankshares, Inc.

United Bankshares, Inc.

40.60
EUR
+0.40
(+1.00%)
3.21EPS
12.41P/E
5.48BMarket Cap
Jan 28Next Earn

Total Valuation

EUR

As of June 30, 2026, United Bankshares, Inc. carries a market capitalization of 5.48B, placing it among publicly traded companies globally. Its enterprise value stands at 3.93B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap5.48B
Enterprise Value3.93B

Important Dates

United Bankshares, Inc.'s next confirmed earnings release is scheduled for January 28, 2027.

Earnings Date1/28/2027

Share Statistics

As of June 30, 2026, United Bankshares, Inc. has 136.94M shares outstanding.

Shares Outstanding136.94M

Valuation Ratios

As of June 30, 2026, United Bankshares, Inc. trades at a trailing price-to-earnings ratio of 12.41. The price-to-sales ratio is 5.00, and the price-to-book ratio stands at 1.14.

PE Ratio12.41
PS Ratio5.00
PB Ratio1.14
P/TBV Ratio1.79
P/FCF Ratio12.01
P/OCF Ratio11.51

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 3.51 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. United Bankshares, Inc. trades at an EV/FCF ratio of 8.41, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 3.93B versus a market cap of 5.48B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales3.51
EV / FCF8.41

Financial Position

These figures are as of June 30, 2026.

Debt / Equity11.48

Financial Efficiency

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Over the twelve months ended June 30, 2026, United Bankshares, Inc. posted a return on equity (ROE) of 9.47, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.55, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 8.48, useful for judging operating efficiency across full business cycles. The company generates approximately 421,334.44 in revenue per employee across its workforce of 2,658.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)9.47
Return on Assets (ROA)1.55
Return on Capital Employed (ROCE)8.48
Revenue Per Employee421,334.44
Employee Count2,658.75

Taxes

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Over the twelve months ended June 30, 2026, United Bankshares, Inc. recorded 113.23M in income tax expense. That works out to an effective tax rate of 20.07, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 564.14M, leaving 450.91M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax113.23M
Effective Tax Rate20.07

Stock Price Statistics

EUR

As of the close on September 10, 2026, United Bankshares, Inc.'s stock has gained approximately 26.88% over the past 52 weeks. The 50-day moving average sits at 41.23, while the 200-day moving average is 37.29.

52-Week Price Change26.88%
50-Day Moving Average41.23
200-Day Moving Average37.29

Income Statement

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Over the twelve months ended June 30, 2026, United Bankshares, Inc. generated 1.12B in revenue and converted that into 450.91M in net income, yielding earnings per share of 3.21.

Revenue1.12B
Pretax Income564.14M
Net Income450.91M
Earnings Per Share (EPS)3.21

Balance Sheet

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As of June 30, 2026, United Bankshares, Inc. holds 2.10B in cash and equivalents against 553.52M in total debt, resulting in a net debt position of -1.35B.

Cash & Cash Equivalents2.10B
Total Debt553.52M
Net Debt-1.35B
Equity (Book Value)4.82B
Book Value Per Share35.22

Cash Flow

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United Bankshares, Inc. produced 486.30M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -18.95M in capital expenditures, free cash flow totaled 467.35M - equivalent to 3.34 per share.

Operating Cash Flow486.30M
Capital Expenditures-18.95M
Free Cash Flow467.35M
FCF Per Share3.34

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin50.36
Profit Margin40.25

Dividends & Yields

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Over the twelve months ended June 30, 2026, United Bankshares, Inc. paid dividends of 1.33 per share. The dividend payout ratio of 41.13 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 8.32, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -6.42, meaning United Bankshares, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share1.33
Payout Ratio41.13
Shareholder Yield-6.42
FCF Yield8.32

Stock Splits

United Bankshares, Inc.'s most recent stock split took place on March 30, 1998 with a 1:2 split ratio.

Last Split Date3/30/1998
Split Ratio1:2