Sundaram Finance Limited

Sundaram Finance Limited

SUNDARMFIN.NS
Sundaram Finance LimitedIN flagNational Stock Exchange of India
4,784.00
INR
+182.80
- -
527.26BMarket Cap
Sundaram Finance Limited
SUNDARMFIN.NS
(National Stock Exchange of India)

Recent

price

4,784.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
211.49
167.31
198.22
216.1
225.82
288.65
342.43
410.16
159.31
194.1
229.81
252.49
267.93
329.17
380.54
- -
399.89
Revenue per Share
35
41.21
50.76
52.3
51.83
52.49
61.52
66.28
105.4
71.85
105.74
106.48
120.49
130.3
170.53
- -
174.19
Basic EPS, GAAP
-145.37
-216.55
-204.49
-55.53
-131.43
23.48
-86.83
-507.29
-384.79
-3.76
39.46
136.52
-592.54
-777.72
-820.47
- -
- -
Free Cash Flow per Basic Share
6.78
10.35
10.97
7.02
19.36
21.17
9.1
7.84
24.12
27.1
15.53
18.29
26.97
28.94
30
- -
- -
Dividend per Share
26.59
32.44
51.29
61.96
69.24
74.86
94.7
86.42
124.09
52.74
127.26
201.86
287.28
325.09
432.12
- -
- -
Book Value per Share
158.86
193.96
243.31
294.45
358.38
387.38
537.79
676.43
712.56
693.74
813.82
941.8
1,085.09
943.87
1,137.85
- -
- -
Tangible Book Value per Share
111
111
111
111
111
111
111
110
110
110
110
110
110
110
110
- -
110
Basic Weighted Avg Shares
23,498
18,589
22,023
24,010
25,089
32,070
38,046
45,169
17,546
21,383
25,321
27,822
29,526
36,276
41,940
49,446
44,072
Sales/Revenue/Turnover
58.47
97.5
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
715
845
1,008
1,122
1,121
1,063
1,040
788
581
895
930
1,012
1,388
1,829
2,226
2,457
2,301
Depreciation Expense
3,889
4,579
5,640
5,811
5,759
5,832
6,835
7,299
11,609
7,915
11,651
11,733
13,278
14,360
18,794
20,589
19,198
Net Income, GAAP
33.49
32.07
30.64
33.76
33.37
34.48
33.76
34.3
27.36
21.06
24.63
24.71
25.09
27.47
25.93
25.19
27.05
Effective Tax Rate (%)
16.55
24.63
25.61
24.2
22.95
18.18
17.96
16.16
66.16
37.02
46.01
42.17
44.97
39.59
44.81
41.64
43.56
Profit Margin (%)
8,959
-728
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
74,417
122,479
147,893
155,144
160,159
155,290
117,172
184,894
219,593
306,074
305,296
302,066
359,857
444,596
525,382
607,633
- -
LT Debt
19,493
23,451
28,923
34,577
41,593
47,987
64,870
79,563
79,982
81,323
94,505
110,889
126,484
110,782
131,968
148,936
- -
Total Equity
7.72
8.63
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
9.26
9.66
3.3
3.18
3
2.95
3.82
3.41
4.54
2.56
3.34
3.07
2.99
2.29
3.57
3.48
6.34
Return on Capital (%)
145.06
139.64
121.24
92.35
79.01
72.85
72.56
72.85
100.14
81.28
117.5
64.71
49.27
42.56
45.04
84.51
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
110
- -
Market Capitalization
456,671
504,149
570,178

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
11,475
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.72%
10.19%
12.86%
Free Cash Flow
-154.98%
-57.09%
-34.15%
Net Income, GAAP
16.09%
12.49%
9.55%
Sales/Revenue/Turnover
8.88%
14.47%
17.9%
Total Cash Common Dividend
20.52%
19.91%
23.34%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8,095
8,541
8,831
10,809
36,276
2025
9,414
10,098
10,861
11,568
41,940
2026
11,545
12,742
13,418
- -
49,446

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
34.05
33.16
38.79
- -
130.3
2025
39.46
39.57
41.33
50.17
170.53
2026
43.12
49.12
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
28.94
2025
- -
- -
- -
- -
30
2026
- -
- -
- -
- -
- -
Business
Sundaram Finance Limited, a leading non-banking financial company in India, provides vehicle financing, housing loans, deposit products, investment management services, insurance distribution, and business process outsourcing. It offers car finance for new and used vehicles; commercial vehicle finance including diesel finance for operators, tire finance, and insurance finance; construction equipment finance; farm equipment finance for tractors, harvesters, and implements; working capital loans, enterprise business loans, machinery term loans, and channel finance; fixed, cumulative, and NRI deposits; leasing services; life insurance products such as child, pension, whole-life, term, and investment plans; general insurance including health, home, property, medical, and vehicle coverage; mutual funds; portfolio management; financial planning; asset allocation; tax, risk, and estate management; as well as information technology and support services. Founded in 1954 and headquartered in Chennai, the company operates nearly 1,000 branches nationwide, serving commercial vehicle operators, individual consumers, enterprises, and institutional clients primarily in India as part of the TSF group. In late 2025, its subsidiary Sundaram Alternate Assets Limited acquired Capitalgate Investment Advisors Private Limited for approximately ₹35 crore to enhance AI-driven research capabilities in alternative investments and credit analysis on fixed income securities; additionally, it approved the de-merger of fund accounting business from Sundaram Fund Services Limited.