- Business
- Supra Pacific Financial Services Limited operates as a non-banking financial company (NBFC) in India, providing fund-based lending services to individuals and small enterprises; its core offerings include gold loans, two-wheeler and auto loans, microfinance loans to women joint liability groups, business loans, personal loans, and home loans. The company, founded in 1986 and headquartered in Ernakulam, Kerala, with a corporate office in Mumbai, Maharashtra, maintains an extensive branch network across 66 locations, primarily in Kerala (34 branches), Maharashtra (16 branches), Karnataka (15 branches), and Tamil Nadu (1 branch), with plans to expand to 72 branches by the end of fiscal year 2025. It targets underserved segments, emphasizing quick processing, attractive interest rates, and technology-driven customer service, while operating as a non-systemically important non-deposit taking NBFC listed on the Bombay Stock Exchange under ticker SUPRAPFSL.BO. In recent developments, the company changed its name from Supra Pacific Management Consultancy Limited to Supra Pacific Financial Services Limited in August 2022 to reflect its focus on financial services; it reported substantial growth in fiscal year 2024, with loan disbursements reaching Rs 235.5 crore, assets under management increasing to Rs 129.97 crore from Rs 61.06 crore, revenue from operations rising to Rs 25.85 crore, and EBITDA expanding to Rs 13.03 crore, alongside robust asset quality with gross NPA at 0.40%. Further, it secured certifications as a Great Place to Work and ISO 9001:2015, received the Jwala 2024 Award, and obtained shareholder approval at its 39th AGM in September 2025 for issuing non-convertible debentures and subordinated debt up to Rs 1,000 crore in aggregate to support expansion; for the quarter and half-year ended September 30, 2025, it disbursed Rs 451 crore in loans with gross NPA at Rs 4.78 crore.