Supra Pacific Financial Services Ltd

Supra Pacific Financial Services Ltd

SUPRAPFSL.BO
Supra Pacific Financial Services LtdIN flagBombay Stock Exchange
32.90
INR
-0.38
- -
1.05BMarket Cap
Supra Pacific Financial Services Ltd
SUPRAPFSL.BO
(Bombay Stock Exchange)

Recent

price

32.90

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
0.15
- -
0.17
0.26
0.36
0.75
0.95
0.93
0.53
0.1
2.99
8.18
10.8
14.68
18.67
- -
23.39
Revenue per Share
-0.02
-0.04
0.05
0.26
0.18
0.49
0.5
0.07
0.22
-0.16
0.17
0.66
0.23
0.38
0.45
- -
2.1
Basic EPS, GAAP
-0.84
-0.06
0.01
0.64
-0.07
-6.23
-0.98
0.01
0.02
1.24
-29.79
-19.97
-25.8
-38.37
-46.51
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
7.02
7.15
7.19
7.45
7.39
9.13
9.63
9.69
9.51
9.35
8.6
12.17
11.81
15.74
12.57
- -
13.08
Book Value per Share
7.02
7.15
7.19
7.45
7.39
9.13
9.63
9.69
9.56
9.39
8.68
14.66
18.91
29.89
25.11
- -
31.05
Tangible Book Value per Share
6
6
6
6
6
6
6
6
6
6
6
8
11
18
25
- -
38
Basic Weighted Avg Shares
1
- -
1
1
2
4
5
5
3
1
17
63
122
259
474
879
879
Sales/Revenue/Turnover
51
- -
27.97
62.38
71.67
77.94
76.19
86.16
64.37
-148.54
3.54
15.47
9.99
7.31
0.66
7.22
7.22
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
2
13
28
47
56
56
Depreciation Expense
- -
- -
- -
2
1
3
3
- -
1
-1
1
5
3
7
11
79
79
Net Income, GAAP
- -
- -
- -
13.75
38.44
68.48
31.34
76.91
33.42
- -
25.85
29.04
48.87
- -
- -
10.92
10.92
Effective Tax Rate (%)
-12.94
- -
27.03
102.5
51.12
64.86
52.29
7.19
42.29
-167.7
5.61
8.07
2.11
2.58
2.41
8.97
8.97
Profit Margin (%)
15
3
3
1
9
-1
18
63
65
53
200
47
612
1,360
2,657
3,998
3,998
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
172
147
522
1,063
2,303
2,612
2,612
LT Debt
41
41
41
42
42
52
55
55
54
53
49
113
214
532
645
1,175
1,175
Total Equity
- -
- -
0.65
1.9
2.13
2.23
5.02
1.69
2.17
- -
0.31
2.07
1
- -
- -
1.68
1.68
Return on Invested Capital (%)
- -
- -
0.65
3.66
2.7
5.93
5.33
0.69
2.32
- -
1.22
2.04
1
- -
- -
2.75
2.75
Return on Capital (%)
-0.29
-0.56
0.63
3.62
2.47
5.88
5.32
0.69
2.32
-1.71
1.87
7.14
2.27
3.25
3.83
19.44
19.44
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
1,863
- -
2,414
LT Finance Leases
188
- -
198
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
34
- -
49
Market Capitalization
1,006
952
980

Working Capital

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
3,367
- -
4,000
Cash, Cash Equivalents & STI
129
- -
454
Accounts Receivable, Net
69
- -
32
Inventories
- -
- -
- -
Total Current Liabilities
7
- -
2
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
46.6%
94.1%
82.22%
Free Cash Flow
449.32%
57.89%
2.81%
Net Income, GAAP
97.85%
240.92%
589.38%
Sales/Revenue/Turnover
355.01%
129.06%
85.29%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
41
59
72
86
259
2025
95
113
119
148
474
2026
183
218
243
235
879

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.32
0.14
0.21
- -
0.38
2025
0.03
0.1
0.02
0.27
0.45
2026
0.38
0.54
0.58
0.57
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Supra Pacific Financial Services Limited operates as a non-banking financial company (NBFC) in India, providing fund-based lending services to individuals and small enterprises; its core offerings include gold loans, two-wheeler and auto loans, microfinance loans to women joint liability groups, business loans, personal loans, and home loans. The company, founded in 1986 and headquartered in Ernakulam, Kerala, with a corporate office in Mumbai, Maharashtra, maintains an extensive branch network across 66 locations, primarily in Kerala (34 branches), Maharashtra (16 branches), Karnataka (15 branches), and Tamil Nadu (1 branch), with plans to expand to 72 branches by the end of fiscal year 2025. It targets underserved segments, emphasizing quick processing, attractive interest rates, and technology-driven customer service, while operating as a non-systemically important non-deposit taking NBFC listed on the Bombay Stock Exchange under ticker SUPRAPFSL.BO. In recent developments, the company changed its name from Supra Pacific Management Consultancy Limited to Supra Pacific Financial Services Limited in August 2022 to reflect its focus on financial services; it reported substantial growth in fiscal year 2024, with loan disbursements reaching Rs 235.5 crore, assets under management increasing to Rs 129.97 crore from Rs 61.06 crore, revenue from operations rising to Rs 25.85 crore, and EBITDA expanding to Rs 13.03 crore, alongside robust asset quality with gross NPA at 0.40%. Further, it secured certifications as a Great Place to Work and ISO 9001:2015, received the Jwala 2024 Award, and obtained shareholder approval at its 39th AGM in September 2025 for issuing non-convertible debentures and subordinated debt up to Rs 1,000 crore in aggregate to support expansion; for the quarter and half-year ended September 30, 2025, it disbursed Rs 451 crore in loans with gross NPA at Rs 4.78 crore.