Qingdao Rural Commercial Bank Corp. Class A

Qingdao Rural Commercial Bank Corp. Class A

SSZSE:002958
2.83
CNY
+0.01
(+0.35%)
0.49EPS
5.24P/E
15.22BMarket Cap
Oct 30Next Earn

Total Valuation

CNY

As of June 30, 2026, Qingdao Rural Commercial Bank Corp. Class A carries a market capitalization of 15.22B, placing it among publicly traded companies globally. Its enterprise value stands at 34.50B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap15.22B
Enterprise Value34.50B

Important Dates

Qingdao Rural Commercial Bank Corp. Class A's next confirmed earnings release is scheduled for October 30, 2026.

Earnings Date10/30/2026

Share Statistics

As of June 30, 2026, Qingdao Rural Commercial Bank Corp. Class A has 5.56B shares outstanding.

Shares Outstanding5.56B

Valuation Ratios

As of June 30, 2026, Qingdao Rural Commercial Bank Corp. Class A trades at a trailing price-to-earnings ratio of 5.24. The price-to-sales ratio is 1.55, and the price-to-book ratio stands at 0.35.

PE Ratio5.24
PS Ratio1.55
PB Ratio0.35
P/TBV Ratio0.35
P/FCF Ratio-0.55
P/OCF Ratio-0.52

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 3.45 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 34.50B versus a market cap of 15.22B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales3.45

Financial Position

These figures are as of June 30, 2026.

Debt / Equity166.76

Financial Efficiency

CNY

Over the twelve months ended June 30, 2026, Qingdao Rural Commercial Bank Corp. Class A posted a return on equity (ROE) of 6.96, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.58, measuring how efficiently the asset base is converted into earnings. The company generates approximately 1.67M in revenue per employee across its workforce of 5,976.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)6.96
Return on Assets (ROA)0.58
Revenue Per Employee1.67M
Employee Count5,976.75

Taxes

CNY

Over the twelve months ended June 30, 2026, Qingdao Rural Commercial Bank Corp. Class A recorded an income tax benefit of -82.72M rather than an expense, typically from losses, carryforwards, or the release of a tax provision. Taxes are levied on pretax income of 2.88B, leaving 2.96B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax-82.72M

Stock Price Statistics

CNY

As of the close on October 23, 2026, Qingdao Rural Commercial Bank Corp. Class A's stock has declined approximately 14.50% over the past 52 weeks. The 50-day moving average sits at 2.95, while the 200-day moving average is 3.00.

52-Week Price Change-14.50%
50-Day Moving Average2.95
200-Day Moving Average3.00

Income Statement

CNY

Over the twelve months ended June 30, 2026, Qingdao Rural Commercial Bank Corp. Class A generated 10.01B in revenue and converted that into 2.96B in net income, yielding earnings per share of 0.49.

Revenue10.01B
Pretax Income2.88B
Net Income2.96B
Earnings Per Share (EPS)0.49

Balance Sheet

CNY

As of June 30, 2026, Qingdao Rural Commercial Bank Corp. Class A holds 53.74B in cash and equivalents against 73.02B in total debt, resulting in a net debt position of -53.74B.

Cash & Cash Equivalents53.74B
Total Debt73.02B
Net Debt-53.74B
Equity (Book Value)43.79B
Book Value Per Share7.88

Cash Flow

CNY

Qingdao Rural Commercial Bank Corp. Class A produced -29.67B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -79.46M in capital expenditures, free cash flow totaled -29.75B - equivalent to -5.26 per share.

Operating Cash Flow-29.67B
Capital Expenditures-79.46M
Free Cash Flow-29.75B
FCF Per Share-5.26

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin28.80
Profit Margin29.56

Dividends & Yields

CNY

Over the twelve months ended June 30, 2026, Qingdao Rural Commercial Bank Corp. Class A paid dividends of 0.30 per share. The dividend payout ratio of 57.63 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield is negative at -180.90: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield reaches 119.42, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Qingdao Rural Commercial Bank Corp. Class A shareholders.

Dividend Per Share0.30
Payout Ratio57.63
Shareholder Yield119.42
FCF Yield-180.90