Banque Saudi Fransi

Banque Saudi Fransi

TTADAWUL:1050
18.40
SAR
-0.42
(-2.23%)
2.22EPS
8.75P/E
48.02BMarket Cap
Feb 02Next Earn

Total Valuation

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As of June 30, 2026, Banque Saudi Fransi carries a market capitalization of 48.02B, placing it among publicly traded companies globally. Its enterprise value stands at 64.28B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap48.02B
Enterprise Value64.28B

Important Dates

Banque Saudi Fransi's next confirmed earnings release is scheduled for February 2, 2027.

Earnings Date2/2/2027

Share Statistics

As of June 30, 2026, Banque Saudi Fransi has 2.48B shares outstanding.

Shares Outstanding2.48B

Valuation Ratios

As of June 30, 2026, Banque Saudi Fransi trades at a trailing price-to-earnings ratio of 8.75. The price-to-sales ratio is 4.46, and the price-to-book ratio stands at 0.93.

PE Ratio8.75
PS Ratio4.46
PB Ratio0.93
P/TBV Ratio0.93
P/FCF Ratio19.88
P/OCF Ratio14.42

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 5.92 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Banque Saudi Fransi trades at an EV/FCF ratio of 26.42, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 64.28B versus a market cap of 48.02B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales5.92
EV / FCF26.42

Financial Position

These figures are as of June 30, 2026.

Debt / Equity69.58

Financial Efficiency

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Over the twelve months ended June 30, 2026, Banque Saudi Fransi posted a return on equity (ROE) of 11.08, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.75, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 7.09, useful for judging operating efficiency across full business cycles. The company generates approximately 2.91M in revenue per employee across its workforce of 3,723.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)11.08
Return on Assets (ROA)1.75
Return on Capital Employed (ROCE)7.09
Revenue Per Employee2.91M
Employee Count3,723.75

Taxes

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Over the twelve months ended June 30, 2026, Banque Saudi Fransi recorded 654.89M in income tax expense. That works out to an effective tax rate of 10.59, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 6.19B, leaving 5.53B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax654.89M
Effective Tax Rate10.59

Stock Price Statistics

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As of the close on October 22, 2026, Banque Saudi Fransi's stock has gained approximately 1.66% over the past 52 weeks. The 50-day moving average sits at 20.78, while the 200-day moving average is 19.60.

52-Week Price Change1.66%
50-Day Moving Average20.78
200-Day Moving Average19.60

Income Statement

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Over the twelve months ended June 30, 2026, Banque Saudi Fransi generated 10.85B in revenue and converted that into 5.53B in net income, yielding earnings per share of 2.22.

Revenue10.85B
Pretax Income6.19B
Net Income5.53B
Earnings Per Share (EPS)2.22

Balance Sheet

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As of June 30, 2026, Banque Saudi Fransi holds 19.50B in cash and equivalents against 35.76B in total debt, resulting in a net debt position of -19.50B.

Cash & Cash Equivalents19.50B
Total Debt35.76B
Net Debt-19.50B
Equity (Book Value)51.39B
Book Value Per Share20.76

Cash Flow

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Banque Saudi Fransi produced 3.35B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -920.75M in capital expenditures, free cash flow totaled 2.43B - equivalent to 0.98 per share.

Operating Cash Flow3.35B
Capital Expenditures-920.75M
Free Cash Flow2.43B
FCF Per Share0.98

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin56.99
Profit Margin50.96

Dividends & Yields

Over the twelve months ended June 30, 2026, Banque Saudi Fransi paid dividends of - - per share. The dividend payout ratio of - - indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 5.03, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 0.19, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Banque Saudi Fransi shareholders.

Shareholder Yield0.19
FCF Yield5.03

Stock Splits

Banque Saudi Fransi's most recent stock split took place on December 24, 2024 with a 27:56 split ratio.

Last Split Date12/24/2024
Split Ratio27:56