Saudi National Bank

Saudi National Bank

TTADAWUL:1180
34.62
SAR
-1.86
(-5.10%)
4.17EPS
9.26P/E
229.45BMarket Cap
Feb 03Next Earn

Total Valuation

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As of June 30, 2026, Saudi National Bank carries a market capitalization of 229.45B, placing it among publicly traded companies globally. Its enterprise value stands at 285.07B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap229.45B
Enterprise Value285.07B

Important Dates

Saudi National Bank's next confirmed earnings release is scheduled for February 3, 2027.

Earnings Date2/3/2027

Share Statistics

As of June 30, 2026, Saudi National Bank has 5.94B shares outstanding.

Shares Outstanding5.94B

Valuation Ratios

As of June 30, 2026, Saudi National Bank trades at a trailing price-to-earnings ratio of 9.26. The price-to-sales ratio is 5.71, and the price-to-book ratio stands at 1.07.

PE Ratio9.26
PS Ratio5.71
PB Ratio1.07
P/TBV Ratio1.31
P/FCF Ratio-7,550.33
P/OCF Ratio106.72

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 6.88 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 285.07B versus a market cap of 229.45B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales6.88

Financial Position

These figures are as of June 30, 2026.

Debt / Equity66.42

Financial Efficiency

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Over the twelve months ended June 30, 2026, Saudi National Bank posted a return on equity (ROE) of 12.53, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.12, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 7.78, useful for judging operating efficiency across full business cycles. The company generates approximately 2.69M in revenue per employee across its workforce of 15,423.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)12.53
Return on Assets (ROA)2.12
Return on Capital Employed (ROCE)7.78
Revenue Per Employee2.69M
Employee Count15,423.25

Taxes

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Over the twelve months ended June 30, 2026, Saudi National Bank recorded 3.04B in income tax expense. That works out to an effective tax rate of 10.61, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 28.61B, leaving 25.55B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax3.04B
Effective Tax Rate10.61

Stock Price Statistics

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As of the close on October 22, 2026, Saudi National Bank's stock has declined approximately 11.28% over the past 52 weeks. The 50-day moving average sits at 40.34, while the 200-day moving average is 40.61.

52-Week Price Change-11.28%
50-Day Moving Average40.34
200-Day Moving Average40.61

Income Statement

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Over the twelve months ended June 30, 2026, Saudi National Bank generated 41.45B in revenue and converted that into 25.55B in net income, yielding earnings per share of 4.17.

Revenue41.45B
Pretax Income28.61B
Net Income25.55B
Earnings Per Share (EPS)4.17

Balance Sheet

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As of June 30, 2026, Saudi National Bank holds 87.61B in cash and equivalents against 142.71B in total debt, resulting in a net debt position of -87.61B.

Cash & Cash Equivalents87.61B
Total Debt142.71B
Net Debt-87.61B
Equity (Book Value)214.33B
Book Value Per Share36.11

Cash Flow

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Saudi National Bank produced 2.22B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -2.25B in capital expenditures, free cash flow totaled -31.42M - equivalent to -0.01 per share.

Operating Cash Flow2.22B
Capital Expenditures-2.25B
Free Cash Flow-31.42M
FCF Per Share-0.01

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin69.02
Profit Margin61.64

Dividends & Yields

Over the twelve months ended June 30, 2026, Saudi National Bank paid dividends of - - per share. The dividend payout ratio of - - indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield is negative at -0.01: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -13.67, meaning Saudi National Bank raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-13.67
FCF Yield-0.01

Stock Splits

Saudi National Bank's most recent stock split took place on May 8, 2023 with a 3:4 split ratio.

Last Split Date5/8/2023
Split Ratio3:4