Isracard Ltd.

Isracard Ltd.

1,177.00
ILA
-5.00
(-0.42%)
70.81EPS
15.80P/E
366.40BMarket Cap

Total Valuation

ILA

As of June 30, 2026, Isracard Ltd. carries a market capitalization of 366.40B, placing it among publicly traded companies globally. Its enterprise value stands at 728.40B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap366.40B
Enterprise Value728.40B

Share Statistics

As of June 30, 2026, Isracard Ltd. has 325.69M shares outstanding.

Shares Outstanding325.69M

Valuation Ratios

As of June 30, 2026, Isracard Ltd. trades at a trailing price-to-earnings ratio of 15.80. The price-to-sales ratio is 0.96, and the price-to-book ratio stands at 1.10.

PE Ratio15.80
PS Ratio0.96
PB Ratio1.10
P/TBV Ratio1.11
P/FCF Ratio1.70
P/OCF Ratio1.53

Enterprise Valuation

As of June 30, 2026, Isracard Ltd. trades at an EV/EBITDA multiple of 7.70 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 1.93 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 9.42 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. Isracard Ltd. trades at an EV/FCF ratio of 3.42, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 728.40B versus a market cap of 366.40B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.93
EV / EBITDA7.70
EV / EBIT9.42
EV / FCF3.42

Financial Position

As of June 30, 2026, Isracard Ltd. maintains a current ratio of 1.34, meaning it holds 1.3x the short-term assets needed to cover near-term liabilities.

Current Ratio1.34
Quick Ratio0.03
Debt / Equity126.27
Debt / EBITDA4.45

Financial Efficiency

ILA

Over the twelve months ended June 30, 2026, Isracard Ltd. posted a return on equity (ROE) of 7.22, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 8.57 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 0.85, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 3.20, useful for judging operating efficiency across full business cycles. The company generates approximately 186.10M in revenue per employee across its workforce of 2,024.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)7.22
Return on Assets (ROA)0.85
Return on Invested Capital (ROIC)8.57
Return on Capital Employed (ROCE)3.20
Revenue Per Employee186.10M
Employee Count2,024.75

Taxes

ILA

Over the twelve months ended June 30, 2026, Isracard Ltd. recorded 8.00B in income tax expense. That works out to an effective tax rate of 26.32, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 30.40B, leaving 22.80B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax8.00B
Effective Tax Rate26.32

Stock Price Statistics

ILA

As of the close on October 22, 2026, Isracard Ltd.'s stock has declined approximately 15.26% over the past 52 weeks. The 50-day moving average sits at 1,108.52, while the 200-day moving average is 1,325.72.

52-Week Price Change-15.26%
50-Day Moving Average1,108.52
200-Day Moving Average1,325.72

Income Statement

ILA

Over the twelve months ended June 30, 2026, Isracard Ltd. generated 376.80B in revenue and converted that into 22.80B in net income, yielding earnings per share of 70.81. EBITDA reached 94.60B, while operating income came in at 77.30B.

Revenue376.80B
Operating Income77.30B
Pretax Income30.40B
Net Income22.80B
EBITDA94.60B
EBIT77.30B
Earnings Per Share (EPS)70.81

Balance Sheet

ILA

As of June 30, 2026, Isracard Ltd. holds 59.10B in cash and equivalents against 421.10B in total debt, resulting in a net debt position of 362.00B. Total book value stands at 333.50B, with working capital of 677.90B providing operational flexibility.

Cash & Cash Equivalents59.10B
Total Debt421.10B
Net Debt362.00B
Equity (Book Value)333.50B
Book Value Per Share1,023.99
Working Capital677.90B

Cash Flow

ILA

Isracard Ltd. produced 235.20B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -22.20B in capital expenditures, free cash flow totaled 213.00B - equivalent to 665.20 per share.

Operating Cash Flow235.20B
Capital Expenditures-22.20B
Free Cash Flow213.00B
FCF Per Share665.20

Margins

These figures cover the twelve months ended June 30, 2026. The operating margin of 20.51 and net profit margin of 6.05 provide insight into operational efficiency.

Operating Margin20.51
Pretax Margin8.07
Profit Margin6.05
EBITDA Margin25.11

Dividends & Yields

ILA

Over the twelve months ended June 30, 2026, Isracard Ltd. paid dividends of 389.13 per share. The dividend payout ratio of 546.49 exceeds 100%, meaning the company is distributing more than it earns and funding the dividend from cash reserves, asset sales, or borrowing, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 58.80, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -15.72, meaning Isracard Ltd. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share389.13
Payout Ratio546.49
Shareholder Yield-15.72
FCF Yield58.80

Scores

As of June 30, 2026, Isracard Ltd. has an Altman Z-Score of 0.68, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.68