Texas Community Bancshares, Inc.

As of June 30, 2026, Texas Community Bancshares, Inc. carries a market capitalization of 50.56M, placing it among publicly traded companies globally. Its enterprise value stands at 44.51M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

As of June 30, 2026, Texas Community Bancshares, Inc. has 2.87M shares outstanding.

As of June 30, 2026, Texas Community Bancshares, Inc. trades at a trailing price-to-earnings ratio of 14.80. The price-to-sales ratio is 2.83, and the price-to-book ratio stands at 0.92.

These figures are as of June 30, 2026. The EV/Sales ratio of 2.56 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Texas Community Bancshares, Inc. trades at an EV/FCF ratio of 19.19, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 44.51M versus a market cap of 50.56M, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Texas Community Bancshares, Inc. posted a return on equity (ROE) of 6.16, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.75, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 3.27, useful for judging operating efficiency across full business cycles. The company generates approximately 286,255.14 in revenue per employee across its workforce of 60.75, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Texas Community Bancshares, Inc. recorded 568,000.00 in income tax expense. That works out to an effective tax rate of 14.58, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 3.90M, leaving 3.33M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 21, 2026, Texas Community Bancshares, Inc.'s stock has gained approximately 6.57% over the past 52 weeks. The 50-day moving average sits at 17.24, while the 200-day moving average is 17.01.

Over the twelve months ended June 30, 2026, Texas Community Bancshares, Inc. generated 17.39M in revenue and converted that into 3.33M in net income, yielding earnings per share of 1.17.

As of June 30, 2026, Texas Community Bancshares, Inc. holds 52.51M in cash and equivalents against 46.46M in total debt, resulting in a net debt position of 34.65M.

Texas Community Bancshares, Inc. produced 4.87M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -2.55M in capital expenditures, free cash flow totaled 2.32M - equivalent to 0.83 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, Texas Community Bancshares, Inc. paid dividends of 0.24 per share. The dividend payout ratio of 20.05 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 4.63, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 10.03, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Texas Community Bancshares, Inc. shareholders.