Texas Community Bancshares, Inc.
NASDAQ Capital MarketTotal Valuation
Texas Community Bancshares, Inc. carries a market capitalization of 50.38M, placing it among publicly traded companies globally. Its enterprise value stands at 35.97M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 50.38M |
| Enterprise Value | 35.97M |
Share Statistics
Texas Community Bancshares, Inc. currently has 2.89M shares outstanding.
| Shares Outstanding | 2.89M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Texas Community Bancshares, Inc. trades at a trailing price-to-earnings ratio of 16.31. The price-to-sales ratio is 2.96, and the price-to-book ratio stands at 1.49.
| PE Ratio | 16.31 |
| PS Ratio | 2.96 |
| PB Ratio | 1.49 |
| P/TBV Ratio | 0.91 |
| P/FCF Ratio | 7.60 |
| P/OCF Ratio | 10.98 |
Enterprise Valuation
On an enterprise value basis, Texas Community Bancshares, Inc. trades at an EV/EBITDA multiple of 62.99 and an EV/FCF ratio of 5.40.
| EV / Sales | 2.15 |
| EV / EBITDA | 62.99 |
| EV / EBIT | N/A |
| EV / FCF | 5.40 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 76.64 |
| Debt / EBITDA | 72.80 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 9.51 |
| Return on Assets (ROA) | 0.70 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Texas Community Bancshares, Inc. has paid 535,000.00 in income taxes, reflecting an effective tax rate of 14.99.
| Income Tax | 535,000.00 |
| Effective Tax Rate | 14.99 |
Stock Price Statistics
Texas Community Bancshares, Inc.'s stock has gained approximately 9.125% over the past 52 weeks. The 50-day moving average sits at 17.26, while the 200-day moving average is 16.81.
| Beta (5Y) | N/A |
| 52-Week Price Change | 9.125% |
| 50-Day Moving Average | 17.26 |
| 200-Day Moving Average | 16.81 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Texas Community Bancshares, Inc. generated 16.73M in revenue and converted that into 3.04M in net income, yielding earnings per share of 1.05.
| Revenue | 16.73M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 3.57M |
| Net Income | 3.04M |
| EBITDA | 571,000.00 |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.05 |
Balance Sheet
Texas Community Bancshares, Inc. holds 55.11M in cash and equivalents against 41.57M in total debt, resulting in a net debt position of 28.26M.
| Cash & Cash Equivalents | 55.11M |
| Total Debt | 41.57M |
| Net Debt | 28.26M |
| Equity (Book Value) | 33.14M |
| Book Value Per Share | 11.72 |
| Working Capital | N/A |
Cash Flow
Texas Community Bancshares, Inc. produced 4.51M in operating cash flow over the past twelve months. After subtracting -2.15M in capital expenditures, free cash flow totaled 2.36M - equivalent to 0.83 per share.
| Operating Cash Flow | 4.51M |
| Capital Expenditures | -2.15M |
| Free Cash Flow | 2.36M |
| FCF Per Share | 0.83 |
Margins
Texas Community Bancshares, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 21.34 |
| Profit Margin | 18.14 |
| EBITDA Margin | 3.41 |
Dividends & Yields
The company's payout ratio of 20.20 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.22 |
| Dividend Yield | N/A |
| Payout Ratio | 20.20 |
| Shareholder Yield | 34.02 |
| FCF Yield | 13.16 |
Scores
Texas Community Bancshares, Inc. posts an Altman Z-Score of 0.23, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.23 |