- Business
- TCS Group Holding PLC, formerly known as TCS Group Holding PLC and listed under ticker TCS.L, operates as a Russia-based holding company focused on digital financial and lifestyle services through its subsidiaries. The company, founded in 2006 and headquartered on Russkiy Island in Vladivostok, Russia following its 2024 re-domiciliation from Cyprus, primarily conducts business via T-Bank (formerly Tinkoff Bank), a leading online retail bank offering consumer lending, SME financial services, transactional and payment solutions including acquiring and debit cards, insurtech products, investments, investtech, mobile operator services, and retail daily lifestyle services; additional subsidiaries include Tinkoff Insurance for personal, property, and liability coverage, Tinkoff Capital for asset management, Tinkoff Invest Lab, Rusfinance for leasing, and Tinkoff Software development centers. It serves individual consumers, small and medium enterprises, and corporate clients predominantly in Russia through fully digital, branchless channels emphasizing mobile apps, cloud-based operations, loyalty programs, fintech innovations, and lifestyle spending features. Recent developments include the February 2024 re-registration as IPJSC TCS Holding in Vladivostok's Special Administrative Region, a November 2025 authorization by its Board of Directors for a share buyback plan, and ongoing expansion in financial services to corporate clients alongside revenue growth in SME and insurtech segments as of 2024.