TFS Financial Corporation
NASDAQ Global SelectTotal Valuation
TFS Financial Corporation carries a market capitalization of 5.11B, placing it among publicly traded companies globally. Its enterprise value stands at 8.65B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 5.11B |
| Enterprise Value | 8.65B |
Share Statistics
TFS Financial Corporation currently has 280.48M shares outstanding.
| Shares Outstanding | 280.48M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
TFS Financial Corporation trades at a trailing price-to-earnings ratio of 42.11. The price-to-sales ratio is 11.64, and the price-to-book ratio stands at 4.06.
| PE Ratio | 42.11 |
| PS Ratio | 11.64 |
| PB Ratio | 4.06 |
| P/TBV Ratio | 2.05 |
| P/FCF Ratio | 38.74 |
| P/OCF Ratio | 42.56 |
Enterprise Valuation
On an enterprise value basis, TFS Financial Corporation trades at an EV/EBITDA multiple of 356.02 and an EV/FCF ratio of 84.93.
| EV / Sales | 25.70 |
| EV / EBITDA | 356.02 |
| EV / EBIT | N/A |
| EV / FCF | 84.93 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 269.01 |
| Debt / EBITDA | 212.92 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 9.80 |
| Return on Assets (ROA) | 0.54 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, TFS Financial Corporation has paid 25.11M in income taxes, reflecting an effective tax rate of 21.25.
| Income Tax | 25.11M |
| Effective Tax Rate | 21.25 |
Stock Price Statistics
TFS Financial Corporation's stock has gained approximately 39.86953% over the past 52 weeks. The 50-day moving average sits at 16.60, while the 200-day moving average is 14.69.
| Beta (5Y) | N/A |
| 52-Week Price Change | 39.86953% |
| 50-Day Moving Average | 16.60 |
| 200-Day Moving Average | 14.69 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, TFS Financial Corporation generated 336.50M in revenue and converted that into 93.03M in net income, yielding earnings per share of 0.33.
| Revenue | 336.50M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 118.14M |
| Net Income | 93.03M |
| EBITDA | 24.29M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.33 |
Balance Sheet
TFS Financial Corporation holds 441.38M in cash and equivalents against 5.17B in total debt, resulting in a net debt position of 4.73B.
| Cash & Cash Equivalents | 441.38M |
| Total Debt | 5.17B |
| Net Debt | 4.73B |
| Equity (Book Value) | 965.54M |
| Book Value Per Share | 3.46 |
| Working Capital | N/A |
Cash Flow
TFS Financial Corporation produced 92.04M in operating cash flow over the past twelve months. After subtracting -9.78M in capital expenditures, free cash flow totaled 82.26M - equivalent to 0.30 per share.
| Operating Cash Flow | 92.04M |
| Capital Expenditures | -9.78M |
| Free Cash Flow | 82.26M |
| FCF Per Share | 0.30 |
Margins
TFS Financial Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 35.11 |
| Profit Margin | 27.65 |
| EBITDA Margin | 7.22 |
Dividends & Yields
The company's payout ratio of 64.26 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.21 |
| Dividend Yield | N/A |
| Payout Ratio | 64.26 |
| Shareholder Yield | -5.46 |
| FCF Yield | 2.58 |
Scores
TFS Financial Corporation posts an Altman Z-Score of 0.25, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.25 |