Affirm Holdings, Inc.

As of June 30, 2026, Affirm Holdings, Inc. Class A carries a market capitalization of 24.06B, placing it among publicly traded companies globally. Its enterprise value stands at 30.55B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Affirm Holdings, Inc. Class A's next confirmed earnings release is scheduled for November 5, 2026.

As of June 30, 2026, Affirm Holdings, Inc. Class A has 337.18M shares outstanding.

As of June 30, 2026, Affirm Holdings, Inc. Class A trades at a trailing price-to-earnings ratio of 14.35. The price-to-sales ratio is 6.50, and the price-to-book ratio stands at 5.01.

As of June 30, 2026, Affirm Holdings, Inc. Class A trades at an EV/EBITDA multiple of 48.46 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 8.19 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 83.71 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. These enterprise value multiples are built on an enterprise value of 30.55B versus a market cap of 24.06B, with the gap driven by net debt and cash on the balance sheet.

As of June 30, 2026, Affirm Holdings, Inc. Class A maintains a current ratio of 55.07, meaning it holds 55.1x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 182.77, indicating elevated leverage, while an interest coverage ratio of 1.59 demonstrates limited ability to service its debt obligations.

Over the twelve months ended June 30, 2026, Affirm Holdings, Inc. Class A posted a return on equity (ROE) of 45.13, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 14.32, measuring how efficiently the asset base is converted into earnings. The company generates approximately 1.66M in revenue per employee across its workforce of 2,244.00, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Affirm Holdings, Inc. Class A recorded an income tax benefit of -1.26B rather than an expense, typically from losses, carryforwards, or the release of a tax provision. Taxes are levied on pretax income of 431.28M, leaving 1.69B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, Affirm Holdings, Inc. Class A's stock has gained approximately 4.16% over the past 52 weeks. The 50-day moving average sits at 64.18, while the 200-day moving average is 57.71.

Over the twelve months ended June 30, 2026, Affirm Holdings, Inc. Class A generated 3.73B in revenue and converted that into 1.69B in net income, yielding earnings per share of 4.84. EBITDA reached 630.49M, while operating income came in at 762.38M.

As of June 30, 2026, Affirm Holdings, Inc. Class A holds 2.28B in cash and equivalents against 8.77B in total debt, resulting in a net debt position of 7.32B. Total book value stands at 4.80B, with working capital of 10.98B providing operational flexibility.

Affirm Holdings, Inc. Class A produced 1.08B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -208.62M in capital expenditures, free cash flow totaled 868.85M - equivalent to 2.56 per share.

Over the twelve months ended June 30, 2026, Affirm Holdings, Inc. Class A posted a gross margin of 68.07, reflecting its pricing power and cost economics. The operating margin of 20.44 and net profit margin of 45.29 provide insight into operational efficiency.

These figures cover the twelve months ended June 30, 2026. Free cash flow yield stands at 3.49, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -7.31, meaning Affirm Holdings, Inc. Class A raised more capital through share issuance and new debt than it returned via dividends and buybacks.

As of June 30, 2026, Affirm Holdings, Inc. Class A has an Altman Z-Score of 2.95, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.