Humm Group Limited

Humm Group Limited

0.27
EUR
0.00
(0.00%)
0.02EPS
14.52P/E
141.35MMarket Cap
Feb 23Next Earn
Humm Group Limited
TG:F5L
(Tradegate Exchange)

Recent

price

0.27

P/E

ratio

14.52

div

yld

3.51%

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
AUD
0.88
0.96
1.05
1.1
1.17
1.2
1.28
1.26
1.24
1.16
0.93
0.89
1.03
1.25
1.37
1.28
Revenue per Share
0.19
0.21
0.22
0.18
0.26
0.14
0.23
-0.03
0.16
0.05
0.13
-0.35
0.01
0.01
0.08
0.03
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
0.09
0.11
0.13
0.15
0.17
0.15
0.1
0.08
0.07
0.04
0.04
0.03
0.03
0.03
0.04
0.02
Dividend per Share
0.85
0.93
1.16
1.21
1.29
1.75
1.76
1.65
1.54
1.46
1.55
1.28
1.26
1.22
1.06
1.08
Book Value per Share
0.49
0.55
0.77
0.7
0.68
0.69
0.61
0.75
0.67
0.58
0.84
1.02
0.99
0.94
0.8
0.83
Tangible Book Value per Share
276
286
300
316
317
352
379
381
386
401
469
489
493
493
475
486
Basic Weighted Avg Shares
242
273
314
347
370
422
484
481
477
466
437
436
509
618
654
623
Sales/Revenue/Turnover
58.23
61.91
61.13
67.15
69.37
67.73
51.66
47.46
39.34
22.78
36.11
25.67
33.67
47.09
53.11
46.85
Operating Margin (%)
6
8
9
10
9
14
16
18
17
21
26
37
21
21
19
18
Depreciation Expense
52
59
66
58
83
50
87
-10
62
21
60
-170
3
7
40
16
Net Income, GAAP
25.83
28.6
30.75
32.27
26.75
27.98
28.48
167.76
32.12
13.36
26.62
- -
- -
13.41
20
20.3
Effective Tax Rate (%)
21.39
21.56
20.97
16.59
22.36
11.9
18.05
-2.14
12.92
4.6
13.74
-39.07
0.57
1.15
6.06
2.52
Profit Margin (%)
92
41
203
162
178
351
270
1,094
274
1,213
2,068
378
375
364
346
337
Working Capital
266
289
408
452
500
931
808
2,125
950
1,059
1,723
- -
- -
- -
- -
- -
LT Debt
233
271
365
385
411
662
672
628
616
587
759
628
626
579
503
536
Total Equity
13.2
12.78
10.97
8.56
9.53
6.05
5.87
-2.39
3.39
3.06
3.8
- -
- -
4.98
5.17
4.57
Return on Invested Capital (%)
11.51
10.87
9.36
7.19
8.26
4.99
5.26
-2.03
3.67
3.35
3.77
- -
- -
5.01
5.37
4.71
Return on Capital (%)
23.59
23.4
20.72
15.36
20.79
9.37
13.11
-1.59
9.92
3.56
8.93
-24.56
0.46
1.18
7.32
3.02
Return on Common Equity (%)

Capital Structure

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

AUD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-1.4%
-6.35%
6.42%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
-56.4%
11.43%
-60.35%
Sales/Revenue/Turnover
4.38%
7.8%
-4.64%
Total Cash Common Dividend
- -
-9.6%
-60.42%

Semi-annual Revenue

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
618
2025
- -
- -
654
2026
- -
- -
623

Semi-annual Earnings Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.01
2025
- -
- -
0.08
2026
- -
- -
0.03

Semi-annual Dividends Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.03
2025
- -
- -
0.04
2026
- -
- -
0.02
Business
Humm Group Limited Humm Group Limited (ASX:HUM) is an Australia-based diversified non-bank financial services company that provides consumer and commercial financing solutions, including buy-now-pay-later (BNPL) plans, credit cards, and asset financing products directly and through retailer networks. The company offers core products such as humm, a flexible BNPL platform with interest-free repayment options up to 120 months for purchases up to $50,000 covering home renovations, veterinary, dental, optical, fertility services, and furniture; humm90 Mastercard, providing up to 110 days interest-free on everyday spending and up to 60 months interest-free instalments; Q Mastercard in New Zealand, featuring no interest, no payments for 10 weeks on minimum spends; and FlexiCommercial, a broker-dedicated leasing and chattel mortgage solution for small and medium enterprises acquiring business assets. These offerings target consumers, retailers, and businesses across retail, healthcare, e-commerce, and commercial sectors. Humm Group Limited operates in Australia, New Zealand, Ireland, the United Kingdom, and Canada, with segments including Point of Sale Payment Plans, Australia Cards, New Zealand Cards, and Commercial Leasing. Founded in 1988 (formerly FlexiGroup Limited, rebranded to Humm Group in November 2020) and headquartered in Sydney, New South Wales, the company maintains additional key locations in Auckland, New Zealand; Dublin, Ireland; and Adelaide, Australia. Recent developments include a $210 million takeover bid received in June 2025, which was subsequently withdrawn by The Abercrombie Group; expansion into e-commerce via partnerships with AeroCommerce, OneStepCheckout, and Optty in the UK and Ireland; exclusive BNPL partnership with Mitre 10 and Home Hardware trade through hummpro for business cashflow management; a strategic alliance with LG Energy Solution to enter the Virtual Power Plant market for affordable renewable energy in Australia; and the launch of bundll BNPL product in New Zealand in partnership with Westpac NZ. These initiatives reflect ongoing global expansion, product innovation, and strategic shifts toward diversified BNPL and renewable energy financing within the last two years.