First Citizens BancShares, Inc.

First Citizens BancShares, Inc.

1,960.00
EUR
+50.00
(+2.62%)
169.33EPS
11.16P/E
20.73BMarket Cap
Oct 23Next Earn

Total Valuation

EUR

As of June 30, 2026, First Citizens BancShares, Inc. Class A carries a market capitalization of 20.73B, placing it among publicly traded companies globally. Its enterprise value stands at 8.47B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap20.73B
Enterprise Value8.47B

Important Dates

First Citizens BancShares, Inc. Class A's next confirmed earnings release is scheduled for October 23, 2026.

Earnings Date10/23/2026

Share Statistics

As of June 30, 2026, First Citizens BancShares, Inc. Class A has 11.39M shares outstanding.

Shares Outstanding11.39M

Valuation Ratios

As of June 30, 2026, First Citizens BancShares, Inc. Class A trades at a trailing price-to-earnings ratio of 11.16. The price-to-sales ratio is 2.71, and the price-to-book ratio stands at 1.18.

PE Ratio11.16
PS Ratio2.71
PB Ratio1.18
P/TBV Ratio1.21
P/FCF Ratio15.73
P/OCF Ratio7.95

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 1.04 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. First Citizens BancShares, Inc. Class A trades at an EV/FCF ratio of 6.02, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 8.47B versus a market cap of 20.73B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.04
EV / FCF6.02

Financial Position

These figures are as of June 30, 2026.

Debt / Equity147.70

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, First Citizens BancShares, Inc. Class A posted a return on equity (ROE) of 10.92, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.01, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 4.11, useful for judging operating efficiency across full business cycles. The company generates approximately 454,292.12 in revenue per employee across its workforce of 17,974.50, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)10.92
Return on Assets (ROA)1.01
Return on Capital Employed (ROCE)4.11
Revenue Per Employee454,292.12
Employee Count17,974.50

Taxes

EUR

Over the twelve months ended June 30, 2026, First Citizens BancShares, Inc. Class A recorded 703.74M in income tax expense. That works out to an effective tax rate of 25.46, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 2.76B, leaving 2.06B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax703.74M
Effective Tax Rate25.46

Stock Price Statistics

EUR

As of the close on October 22, 2026, First Citizens BancShares, Inc. Class A's stock has gained approximately 29.80% over the past 52 weeks. The 50-day moving average sits at 1,867.20, while the 200-day moving average is 1,781.60.

52-Week Price Change29.80%
50-Day Moving Average1,867.20
200-Day Moving Average1,781.60

Income Statement

EUR

Over the twelve months ended June 30, 2026, First Citizens BancShares, Inc. Class A generated 8.17B in revenue and converted that into 2.06B in net income, yielding earnings per share of 169.33.

Revenue8.17B
Pretax Income2.76B
Net Income2.06B
Earnings Per Share (EPS)169.33

Balance Sheet

EUR

As of June 30, 2026, First Citizens BancShares, Inc. Class A holds 42.12B in cash and equivalents against 28.31B in total debt, resulting in a net debt position of 8.14B.

Cash & Cash Equivalents42.12B
Total Debt28.31B
Net Debt8.14B
Equity (Book Value)17.62B
Book Value Per Share1,547.28

Cash Flow

EUR

First Citizens BancShares, Inc. Class A produced 2.78B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -1.38B in capital expenditures, free cash flow totaled 1.41B - equivalent to 115.67 per share.

Operating Cash Flow2.78B
Capital Expenditures-1.38B
Free Cash Flow1.41B
FCF Per Share115.67

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin33.85
Profit Margin25.23

Dividends & Yields

EUR

Over the twelve months ended June 30, 2026, First Citizens BancShares, Inc. Class A paid dividends of 13.31 per share. The dividend payout ratio of 4.37 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 6.36, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -20.73, meaning First Citizens BancShares, Inc. Class A raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share13.31
Payout Ratio4.37
Shareholder Yield-20.73
FCF Yield6.36