As of June 30, 2026, Northpointe Bancshares, Inc. carries a market capitalization of 580.97M, placing it among publicly traded companies globally. Its enterprise value stands at 1.54B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 580.97M |
| Enterprise Value | 1.54B |
Northpointe Bancshares, Inc.'s next confirmed earnings release is scheduled for January 26, 2027.
| Earnings Date | 1/26/2027 |
As of June 30, 2026, Northpointe Bancshares, Inc. has 34.58M shares outstanding.
| Shares Outstanding | 34.58M |
As of June 30, 2026, Northpointe Bancshares, Inc. trades at a trailing price-to-earnings ratio of 7.86. The price-to-sales ratio is 2.49, and the price-to-book ratio stands at 1.09.
| PE Ratio | 7.86 |
| PS Ratio | 2.49 |
| PB Ratio | 1.09 |
| P/TBV Ratio | 1.13 |
| P/FCF Ratio | 6.40 |
| P/OCF Ratio | 6.18 |
These figures are as of June 30, 2026. The EV/Sales ratio of 6.82 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Northpointe Bancshares, Inc. trades at an EV/FCF ratio of 17.23, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 1.54B versus a market cap of 580.97M, with the gap driven by net debt and cash on the balance sheet.
| EV / Sales | 6.82 |
| EV / FCF | 17.23 |
These figures are as of June 30, 2026.
| Debt / Equity | 266.40 |
Over the twelve months ended June 30, 2026, Northpointe Bancshares, Inc. posted a return on equity (ROE) of 13.41, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.29, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 4.32, useful for judging operating efficiency across full business cycles. The company generates approximately 464,239.27 in revenue per employee across its workforce of 485.00, a quick read on workforce productivity versus industry peers.
| Return on Equity (ROE) | 13.41 |
| Return on Assets (ROA) | 1.29 |
| Return on Capital Employed (ROCE) | 4.32 |
| Revenue Per Employee | 464,239.27 |
| Employee Count | 485.00 |
Over the twelve months ended June 30, 2026, Northpointe Bancshares, Inc. recorded 26.03M in income tax expense. That works out to an effective tax rate of 24.90, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 104.56M, leaving 78.53M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.
| Income Tax | 26.03M |
| Effective Tax Rate | 24.90 |
As of the close on October 14, 2026, Northpointe Bancshares, Inc.'s stock has declined approximately 7.89% over the past 52 weeks. The 50-day moving average sits at 15.47, while the 200-day moving average is 15.12.
| 52-Week Price Change | -7.89% |
| 50-Day Moving Average | 15.47 |
| 200-Day Moving Average | 15.12 |
Over the twelve months ended June 30, 2026, Northpointe Bancshares, Inc. generated 225.16M in revenue and converted that into 78.53M in net income, yielding earnings per share of 2.31.
| Revenue | 225.16M |
| Pretax Income | 104.56M |
| Net Income | 78.53M |
| Earnings Per Share (EPS) | 2.31 |
As of June 30, 2026, Northpointe Bancshares, Inc. holds 471.23M in cash and equivalents against 1.43B in total debt, resulting in a net debt position of 955.04M.
| Cash & Cash Equivalents | 471.23M |
| Total Debt | 1.43B |
| Net Debt | 955.04M |
| Equity (Book Value) | 535.38M |
| Book Value Per Share | 15.48 |
Northpointe Bancshares, Inc. produced 90.79M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -1.65M in capital expenditures, free cash flow totaled 89.14M - equivalent to 2.67 per share.
| Operating Cash Flow | 90.79M |
| Capital Expenditures | -1.65M |
| Free Cash Flow | 89.14M |
| FCF Per Share | 2.67 |
These figures cover the twelve months ended June 30, 2026.
| Pretax Margin | 46.44 |
| Profit Margin | 34.88 |
Over the twelve months ended June 30, 2026, Northpointe Bancshares, Inc. paid dividends of 0.21 per share. The dividend payout ratio of -0.16 is negative because earnings are negative, so the dividend is being paid out of something other than profits, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 15.62, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -150.96, meaning Northpointe Bancshares, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.
| Dividend Per Share | 0.21 |
| Payout Ratio | -0.16 |
| Shareholder Yield | -150.96 |
| FCF Yield | 15.62 |