The Hanover Insurance Group, Inc.

The Hanover Insurance Group, Inc.

THG
The Hanover Insurance Group, Inc.US flagNew York Stock Exchange
231.68
USD
+4.56
- -
8.07BMarket Cap

Total Valuation

The Hanover Insurance Group, Inc. carries a market capitalization of 8.07B, placing it among publicly traded companies globally. Its enterprise value stands at 6.29B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap8.07B
Enterprise Value6.29B

Share Statistics

The Hanover Insurance Group, Inc. currently has 34.90M shares outstanding.

Shares Outstanding34.90M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

The Hanover Insurance Group, Inc. trades at a trailing price-to-earnings ratio of 10.02. The price-to-sales ratio is 1.12, and the price-to-book ratio stands at 2.03.

PE Ratio10.02
PS Ratio1.12
PB Ratio2.03
P/TBV Ratio2.14
P/FCF Ratio6.11
P/OCF Ratio5.99

Enterprise Valuation

EV / Sales0.93
EV / EBITDAN/A
EV / EBITN/A
EV / FCF4.84

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity22.98
Debt / EBITDAN/A
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)21.94
Return on Assets (ROA)4.64
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)18.60
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, The Hanover Insurance Group, Inc. has paid 212.80M in income taxes, reflecting an effective tax rate of 22.02.

Income Tax212.80M
Effective Tax Rate22.02

Stock Price Statistics

The Hanover Insurance Group, Inc.'s stock has gained approximately 30.57544% over the past 52 weeks. The 50-day moving average sits at 220.87, while the 200-day moving average is 190.95.

Beta (5Y)N/A
52-Week Price Change30.57544%
50-Day Moving Average220.87
200-Day Moving Average190.95
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, The Hanover Insurance Group, Inc. generated 6.73B in revenue and converted that into 755.60M in net income, yielding earnings per share of 20.91.

Revenue6.73B
Gross ProfitN/A
Operating IncomeN/A
Pretax Income966.60M
Net Income755.60M
EBITDAN/A
EBITN/A
Earnings Per Share (EPS)20.91

Balance Sheet

The Hanover Insurance Group, Inc. holds 2.02B in cash and equivalents against 844.00M in total debt, resulting in a net debt position of 577.90M.

Cash & Cash Equivalents2.02B
Total Debt844.00M
Net Debt577.90M
Equity (Book Value)3.67B
Book Value Per Share105.23
Working CapitalN/A

Cash Flow

The Hanover Insurance Group, Inc. produced 1.26B in operating cash flow over the past twelve months.

Operating Cash Flow1.26B
Capital ExpendituresN/A
Free Cash Flow1.26B
FCF Per Share35.72

Margins

The Hanover Insurance Group, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin14.35
Profit Margin11.22
EBITDA MarginN/A

Dividends & Yields

The company's payout ratio of 17.58 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share3.75
Dividend YieldN/A
Payout Ratio17.58
Shareholder Yield4.14
FCF Yield16.37

Scores

The Hanover Insurance Group, Inc. posts an Altman Z-Score of 1.08, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score1.08