TowneBank
NASDAQ Global SelectTotal Valuation
TowneBank carries a market capitalization of 2.78B, placing it among publicly traded companies globally. Its enterprise value stands at 1.46B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 2.78B |
| Enterprise Value | 1.46B |
Share Statistics
TowneBank currently has 91.29M shares outstanding.
| Shares Outstanding | 91.29M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
TowneBank trades at a trailing price-to-earnings ratio of 16.99. The price-to-sales ratio is 3.06, and the price-to-book ratio stands at 2.16.
| PE Ratio | 16.99 |
| PS Ratio | 3.06 |
| PB Ratio | 2.16 |
| P/TBV Ratio | 1.36 |
| P/FCF Ratio | 11.75 |
| P/OCF Ratio | 15.09 |
Enterprise Valuation
On an enterprise value basis, TowneBank trades at an EV/EBITDA multiple of 32.51 and an EV/FCF ratio of 6.27.
| EV / Sales | 1.64 |
| EV / EBITDA | 32.51 |
| EV / EBIT | N/A |
| EV / FCF | 6.27 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 16.61 |
| Debt / EBITDA | 10.76 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 13.20 |
| Return on Assets (ROA) | 0.80 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, TowneBank has paid 40.34M in income taxes, reflecting an effective tax rate of 20.04.
| Income Tax | 40.34M |
| Effective Tax Rate | 20.04 |
Stock Price Statistics
TowneBank's stock has gained approximately 1.56512% over the past 52 weeks. The 50-day moving average sits at 35.07, while the 200-day moving average is 34.54.
| Beta (5Y) | N/A |
| 52-Week Price Change | 1.56512% |
| 50-Day Moving Average | 35.07 |
| 200-Day Moving Average | 34.54 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, TowneBank generated 888.09M in revenue and converted that into 159.93M in net income, yielding earnings per share of 1.99.
| Revenue | 888.09M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 201.35M |
| Net Income | 159.93M |
| EBITDA | 44.76M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.99 |
Balance Sheet
TowneBank holds 1.75B in cash and equivalents against 481.49M in total debt, resulting in a net debt position of -1.08B.
| Cash & Cash Equivalents | 1.75B |
| Total Debt | 481.49M |
| Net Debt | -1.08B |
| Equity (Book Value) | 1.26B |
| Book Value Per Share | 15.58 |
| Working Capital | N/A |
Cash Flow
TowneBank produced 180.03M in operating cash flow over the past twelve months. After subtracting -52.14M in capital expenditures, free cash flow totaled 127.89M - equivalent to 1.58 per share.
| Operating Cash Flow | 180.03M |
| Capital Expenditures | -52.14M |
| Free Cash Flow | 127.89M |
| FCF Per Share | 1.58 |
Margins
TowneBank operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 22.67 |
| Profit Margin | 18.01 |
| EBITDA Margin | 5.04 |
Dividends & Yields
The company's payout ratio of 50.48 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.01 |
| Dividend Yield | N/A |
| Payout Ratio | 50.48 |
| Shareholder Yield | -0.06 |
| FCF Yield | 8.51 |
Stock Splits
TowneBank's most recent stock split took place on May 23, 2012 with a 100:103 split ratio.
| Last Split Date | 5/23/2012 |
| Split Ratio | 100:103 |
Scores
TowneBank posts an Altman Z-Score of 0.20, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.20 |