1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
TrustCo Bank Corp NY

TrustCo Bank Corp NY

TRST
TrustCo Bank Corp NYUS flagNASDAQ Global Select
53.68
USD
-0.63
- -
914.05MMarket Cap

Total Valuation

TrustCo Bank Corp NY carries a market capitalization of 914.05M, placing it among publicly traded companies globally. Its enterprise value stands at 811.44M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap914.05M
Enterprise Value811.44M

Share Statistics

TrustCo Bank Corp NY currently has 17.03M shares outstanding.

Shares Outstanding17.03M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

TrustCo Bank Corp NY trades at a trailing price-to-earnings ratio of 15.22. The price-to-sales ratio is 5.03, and the price-to-book ratio stands at 1.43.

PE Ratio15.22
PS Ratio5.03
PB Ratio1.43
P/TBV Ratio1.43
P/FCF Ratio12.67
P/OCF Ratio14.34

Enterprise Valuation

On an enterprise value basis, TrustCo Bank Corp NY trades at an EV/EBITDA multiple of 69.93 and an EV/FCF ratio of 10.35.

EV / Sales4.12
EV / EBITDA69.93
EV / EBITN/A
EV / FCF10.35

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity22.06
Debt / EBITDA12.47
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)9.65
Return on Assets (ROA)1.01
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, TrustCo Bank Corp NY has paid 21.43M in income taxes, reflecting an effective tax rate of 24.78.

Income Tax21.43M
Effective Tax Rate24.78

Stock Price Statistics

TrustCo Bank Corp NY's stock has gained approximately 47.91954% over the past 52 weeks. The 50-day moving average sits at 56.19, while the 200-day moving average is 50.30.

Beta (5Y)N/A
52-Week Price Change47.91954%
50-Day Moving Average56.19
200-Day Moving Average50.30
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, TrustCo Bank Corp NY generated 197.02M in revenue and converted that into 65.07M in net income, yielding earnings per share of 3.60.

Revenue197.02M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income86.51M
Net Income65.07M
EBITDA11.60M
EBITN/A
Earnings Per Share (EPS)3.60

Balance Sheet

TrustCo Bank Corp NY holds 268.29M in cash and equivalents against 144.74M in total debt, resulting in a net debt position of 63.88M.

Cash & Cash Equivalents268.29M
Total Debt144.74M
Net Debt63.88M
Equity (Book Value)656.01M
Book Value Per Share38.53
Working CapitalN/A

Cash Flow

TrustCo Bank Corp NY produced 69.08M in operating cash flow over the past twelve months. After subtracting -9.33M in capital expenditures, free cash flow totaled 59.75M - equivalent to 3.31 per share.

Operating Cash Flow69.08M
Capital Expenditures-9.33M
Free Cash Flow59.75M
FCF Per Share3.31

Margins

TrustCo Bank Corp NY operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin43.91
Profit Margin33.03
EBITDA Margin5.89

Dividends & Yields

The company's payout ratio of 42.15 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share1.52
Dividend YieldN/A
Payout Ratio42.15
Shareholder Yield-11.58
FCF Yield7.89

Stock Splits

TrustCo Bank Corp NY's most recent stock split took place on May 28, 2021 with a 5:1 split ratio.

Last Split Date5/28/2021
Split Ratio5:1

Scores

TrustCo Bank Corp NY posts an Altman Z-Score of 0.23, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.23