TrustCo Bank Corp NY
NASDAQ Global SelectTotal Valuation
TrustCo Bank Corp NY carries a market capitalization of 986.26M, placing it among publicly traded companies globally. Its enterprise value stands at 961.30M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 986.26M |
| Enterprise Value | 961.30M |
Share Statistics
TrustCo Bank Corp NY currently has 17.51M shares outstanding.
| Shares Outstanding | 17.51M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
TrustCo Bank Corp NY trades at a trailing price-to-earnings ratio of 20.59.
| PE Ratio | 20.59 |
| PS Ratio | 6.81 |
| PB Ratio | N/A |
| P/TBV Ratio | N/A |
| P/FCF Ratio | 20.74 |
| P/OCF Ratio | 24.10 |
Enterprise Valuation
On an enterprise value basis, TrustCo Bank Corp NY trades at an EV/EBITDA multiple of 110.49 and an EV/FCF ratio of 20.06.
| EV / Sales | 6.61 |
| EV / EBITDA | 110.49 |
| EV / EBIT | N/A |
| EV / FCF | 20.06 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 47.13 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 13.89 |
| Return on Assets (ROA) | 1.52 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, TrustCo Bank Corp NY has paid 15.88M in income taxes, reflecting an effective tax rate of 24.82.
| Income Tax | 15.88M |
| Effective Tax Rate | 24.82 |
Stock Price Statistics
TrustCo Bank Corp NY's stock has gained approximately 42.23969% over the past 52 weeks. The 50-day moving average sits at 56.07, while the 200-day moving average is 48.24.
| Beta (5Y) | N/A |
| 52-Week Price Change | 42.23969% |
| 50-Day Moving Average | 56.07 |
| 200-Day Moving Average | 48.24 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, TrustCo Bank Corp NY generated 145.52M in revenue and converted that into 48.11M in net income, yielding earnings per share of 2.66.
| Revenue | 145.52M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 63.99M |
| Net Income | 48.11M |
| EBITDA | 8.70M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 2.66 |
Cash Flow
TrustCo Bank Corp NY produced 41.09M in operating cash flow over the past twelve months. After subtracting -6.84M in capital expenditures, free cash flow totaled 34.25M - equivalent to 1.90 per share.
| Operating Cash Flow | 41.09M |
| Capital Expenditures | -6.84M |
| Free Cash Flow | 34.25M |
| FCF Per Share | 1.90 |
Margins
TrustCo Bank Corp NY operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 43.97 |
| Profit Margin | 33.06 |
| EBITDA Margin | 5.98 |
Dividends & Yields
The company's payout ratio of 43.00 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.15 |
| Dividend Yield | N/A |
| Payout Ratio | 43.00 |
| Shareholder Yield | -11.96 |
| FCF Yield | 4.82 |
Stock Splits
TrustCo Bank Corp NY's most recent stock split took place on May 28, 2021 with a 5:1 split ratio.
| Last Split Date | 5/28/2021 |
| Split Ratio | 5:1 |
Scores
TrustCo Bank Corp NY posts an Altman Z-Score of 0.63, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.63 |