Bank of Montreal

Bank of Montreal Non-Cum Conv Red Pfd Registered Shs B Series -44- Reg S's next confirmed earnings release is scheduled for December 2, 2026.

These figures are as of July 31, 2026.

Over the twelve months ended July 31, 2026, Bank of Montreal Non-Cum Conv Red Pfd Registered Shs B Series -44- Reg S posted a return on equity (ROE) of 10.22, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.62, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 2.43, useful for judging operating efficiency across full business cycles. The company generates approximately 723,259.57 in revenue per employee across its workforce of 53,234.00, a quick read on workforce productivity versus industry peers.

Over the twelve months ended July 31, 2026, Bank of Montreal Non-Cum Conv Red Pfd Registered Shs B Series -44- Reg S recorded 3.19B in income tax expense. That works out to an effective tax rate of 25.79, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 12.35B, leaving 9.15B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, Bank of Montreal Non-Cum Conv Red Pfd Registered Shs B Series -44- Reg S's stock has declined approximately 0.89% over the past 52 weeks. The 50-day moving average sits at 26.86, while the 200-day moving average is 26.94.

These figures cover the twelve months ended July 31, 2026.

As of July 31, 2026, Bank of Montreal Non-Cum Conv Red Pfd Registered Shs B Series -44- Reg S holds 214.36B in cash and equivalents against 312.82B in total debt, resulting in a net debt position of 235.53B.

Bank of Montreal Non-Cum Conv Red Pfd Registered Shs B Series -44- Reg S produced 50.43B in operating cash flow over the twelve months ended July 31, 2026.

These figures cover the twelve months ended July 31, 2026.

These figures cover the twelve months ended July 31, 2026. The dividend payout ratio of 53.42 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth.