First National Financial Corporation

    First National Financial Corporation

    TTSX:FN
    - -
    CAD
    - -
    - -
    13.43P/E

    Share Statistics

    As of June 30, 2025, First National Financial Corporation has 59.97M shares outstanding.

    Shares Outstanding59.97M

    Valuation Ratios

    As of June 30, 2025, First National Financial Corporation trades at a trailing price-to-earnings ratio of 13.43. The price-to-sales ratio is 4.26, and the price-to-book ratio stands at 3.89.

    PE Ratio13.43
    PS Ratio4.26
    PB Ratio3.89
    P/TBV Ratio3.98
    P/FCF Ratio8.47
    P/OCF Ratio8.51

    Enterprise Valuation

    As of June 30, 2025, First National Financial Corporation trades at an EV/EBITDA multiple of 4,161.97 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 87.60 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. First National Financial Corporation trades at an EV/FCF ratio of 173.91, comparing the total takeover cost of the business to the cash it actually generates for all capital providers.

    EV / Sales87.60
    EV / EBITDA4,161.97
    EV / FCF173.91

    Financial Position

    These figures are as of June 30, 2025.

    Debt / Equity6,443.01
    Debt / EBITDA3,951.35

    Financial Efficiency

    Over the twelve months ended June 30, 2025, First National Financial Corporation posted a return on equity (ROE) of 29.09, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.36, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 0.40, useful for judging operating efficiency across full business cycles.

    Return on Equity (ROE)29.09
    Return on Assets (ROA)0.36
    Return on Capital Employed (ROCE)0.40

    Taxes

    These figures cover the twelve months ended June 30, 2025. That works out to an effective tax rate of 26.38, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items.

    Effective Tax Rate26.38

    Margins

    Over the twelve months ended June 30, 2025, First National Financial Corporation posted a gross margin of 100.00, reflecting its pricing power and cost economics.

    Gross Margin100.00
    Pretax Margin44.00
    Profit Margin32.40
    EBITDA Margin2.10

    Dividends & Yields

    These figures cover the twelve months ended June 30, 2025. The dividend payout ratio of 97.33 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 11.81, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 7.25, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to First National Financial Corporation shareholders.

    Payout Ratio97.33
    Shareholder Yield7.25
    FCF Yield11.81

    Scores

    As of June 30, 2025, First National Financial Corporation has an Altman Z-Score of 0.05, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

    Altman Z-Score0.05