Intact Financial Corporation

Intact Financial Corporation

267.37
CAD
+4.32
(+1.64%)
18.53EPS
16.02P/E
51.62BMarket Cap
Nov 03Next Earn

Total Valuation

CAD

As of June 30, 2026, Intact Financial Corporation carries a market capitalization of 51.62B, placing it among publicly traded companies globally. Its enterprise value stands at 39.37B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap51.62B
Enterprise Value39.37B

Important Dates

Intact Financial Corporation's next confirmed earnings release is scheduled for November 3, 2026.

Earnings Date11/3/2026

Share Statistics

As of June 30, 2026, Intact Financial Corporation has 176.35M shares outstanding.

Shares Outstanding176.35M

Valuation Ratios

As of June 30, 2026, Intact Financial Corporation trades at a trailing price-to-earnings ratio of 16.02. The price-to-sales ratio is 1.96, and the price-to-book ratio stands at 2.62.

PE Ratio16.02
PS Ratio1.96
PB Ratio2.62
P/TBV Ratio5.29
P/FCF Ratio14.44
P/OCF Ratio12.44

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 1.49 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Intact Financial Corporation trades at an EV/FCF ratio of 10.43, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 39.37B versus a market cap of 51.62B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.49
EV / FCF10.43

Financial Position

These figures are as of June 30, 2026.

Debt / Equity23.22

Financial Efficiency

CAD

Over the twelve months ended June 30, 2026, Intact Financial Corporation posted a return on equity (ROE) of 17.39, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 5.26, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 13.49, useful for judging operating efficiency across full business cycles. The company generates approximately 833,228.35 in revenue per employee across its workforce of 31,750.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)17.39
Return on Assets (ROA)5.26
Return on Capital Employed (ROCE)13.49
Revenue Per Employee833,228.35
Employee Count31,750.00

Taxes

CAD

Over the twelve months ended June 30, 2026, Intact Financial Corporation recorded 927.00M in income tax expense. That works out to an effective tax rate of 21.96, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 4.22B, leaving 3.29B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax927.00M
Effective Tax Rate21.96

Stock Price Statistics

CAD

As of the close on October 22, 2026, Intact Financial Corporation's stock has gained approximately 2.06% over the past 52 weeks. The 50-day moving average sits at 257.67, while the 200-day moving average is 265.57.

52-Week Price Change2.06%
50-Day Moving Average257.67
200-Day Moving Average265.57

Income Statement

CAD

Over the twelve months ended June 30, 2026, Intact Financial Corporation generated 26.46B in revenue and converted that into 3.29B in net income, yielding earnings per share of 18.53.

Revenue26.46B
Pretax Income4.22B
Net Income3.29B
Earnings Per Share (EPS)18.53

Balance Sheet

CAD

As of June 30, 2026, Intact Financial Corporation holds 19.31B in cash and equivalents against 5.04B in total debt, resulting in a net debt position of 2.18B.

Cash & Cash Equivalents19.31B
Total Debt5.04B
Net Debt2.18B
Equity (Book Value)19.70B
Book Value Per Share111.73

Cash Flow

CAD

Intact Financial Corporation produced 4.18B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -575.00M in capital expenditures, free cash flow totaled 3.60B - equivalent to 20.30 per share.

Operating Cash Flow4.18B
Capital Expenditures-575.00M
Free Cash Flow3.60B
FCF Per Share20.30

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin15.96
Profit Margin12.45

Dividends & Yields

CAD

Over the twelve months ended June 30, 2026, Intact Financial Corporation paid dividends of 6.13 per share. The dividend payout ratio of 32.00 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 6.92, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 3.78, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Intact Financial Corporation shareholders.

Dividend Per Share6.13
Payout Ratio32.00
Shareholder Yield3.78
FCF Yield6.92