RFA Financial Inc.

As of June 30, 2026, RFA Financial Inc. carries a market capitalization of 1.22B, placing it among publicly traded companies globally. Its enterprise value stands at 2.04B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

RFA Financial Inc.'s next confirmed earnings release is scheduled for November 10, 2026.

As of June 30, 2026, RFA Financial Inc. has 46.08M shares outstanding.

These figures are as of June 30, 2026. The price-to-sales ratio is 3.50, and the price-to-book ratio stands at 0.85.

As of June 30, 2026, RFA Financial Inc. trades at an EV/EBITDA multiple of 217.91 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 6.88 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 413.97 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. These enterprise value multiples are built on an enterprise value of 2.04B versus a market cap of 1.22B, with the gap driven by net debt and cash on the balance sheet.

As of June 30, 2026, RFA Financial Inc. maintains a current ratio of 1.21, meaning it holds 1.2x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 74.63, indicating elevated leverage, while an interest coverage ratio of 0.13 demonstrates limited ability to service its debt obligations.

Over the twelve months ended June 30, 2026, RFA Financial Inc. posted a negative return on equity (ROE) of -15.22, meaning shareholder capital produced losses rather than profits. Return on assets (ROA) is negative at -4.90, reflecting losses generated across the asset base. The company generates approximately 2.07M in revenue per employee across its workforce of 143.00, a quick read on workforce productivity versus industry peers. Inventory turnover of 0.44 indicates how many times RFA Financial Inc. sells and replaces its inventory over a year, a key working capital efficiency ratio.

Over the twelve months ended June 30, 2026, RFA Financial Inc. recorded 60.37M in income tax expense. The company reported a pretax loss of -138.21M and -198.72M in bottom-line net income, so the effective tax rate carries little signal until profitability returns.

These figures are as of the close on October 22, 2026.

Over the twelve months ended June 30, 2026, RFA Financial Inc. generated 296.41M in revenue and converted that into -198.72M in net income, yielding earnings per share of -5.03. EBITDA reached 9.36M, while operating income came in at -23.93M.

As of June 30, 2026, RFA Financial Inc. holds 272.48M in cash and equivalents against 1.08B in total debt, resulting in a net debt position of 925.26M. Total book value stands at 1.42B, with working capital of 154.48M providing operational flexibility.

RFA Financial Inc. produced 42.80M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -2.64M in capital expenditures, free cash flow totaled 40.16M - equivalent to 1.02 per share.

Over the twelve months ended June 30, 2026, RFA Financial Inc. posted a gross margin of 49.85, reflecting its pricing power and cost economics. The operating margin of -8.07 and net profit margin of -67.04 provide insight into operational efficiency.

Over the twelve months ended June 30, 2026, RFA Financial Inc. paid dividends of 1.86 per share. The dividend payout ratio of -32.01 is negative because earnings are negative, so the dividend is being paid out of something other than profits, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 3.85, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 20.06, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to RFA Financial Inc. shareholders.

RFA Financial Inc.'s most recent stock split took place on February 4, 2026 with a 3:1 split ratio.

As of June 30, 2026, RFA Financial Inc. has an Altman Z-Score of -0.02, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.