Everyday People Financial Inc

As of June 30, 2026, Everyday People Financial Inc carries a market capitalization of 78.06M, placing it among publicly traded companies globally. Its enterprise value stands at 95.38M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

As of June 30, 2026, Everyday People Financial Inc has 130.11M shares outstanding.

These figures are as of June 30, 2026. The price-to-sales ratio is 0.99, and the price-to-book ratio stands at 5.89.

As of June 30, 2026, Everyday People Financial Inc trades at an EV/EBITDA multiple of 109.13 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 1.22 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 95.38M versus a market cap of 78.06M, with the gap driven by net debt and cash on the balance sheet.

As of June 30, 2026, Everyday People Financial Inc maintains a current ratio of 0.86, meaning it holds 0.9x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 134.52, indicating elevated leverage, while an interest coverage ratio of 0.46 demonstrates limited ability to service its debt obligations.

Over the twelve months ended June 30, 2026, Everyday People Financial Inc posted a negative return on equity (ROE) of -28.79, meaning shareholder capital produced losses rather than profits. Return on assets (ROA) is negative at -6.15, reflecting losses generated across the asset base.

Over the twelve months ended June 30, 2026, Everyday People Financial Inc recorded 32,000.00 in income tax expense. The company reported a pretax loss of -3.66M and -4.23M in bottom-line net income, so the effective tax rate carries little signal until profitability returns.

As of the close on October 5, 2026, Everyday People Financial Inc's stock has declined approximately 47.06% over the past 52 weeks. The 50-day moving average sits at 0.44, while the 200-day moving average is 0.53.

Over the twelve months ended June 30, 2026, Everyday People Financial Inc generated 77.92M in revenue and converted that into -4.23M in net income, yielding earnings per share of -0.03. EBITDA reached 874,000.00, while operating income came in at -2.79M.

As of June 30, 2026, Everyday People Financial Inc holds 513,000.00 in cash and equivalents against 17.83M in total debt, resulting in a net debt position of 13.48M. Total book value stands at 13.25M, with working capital of -5.36M providing operational flexibility.

Everyday People Financial Inc produced -1.20M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -423,000.00 in capital expenditures, free cash flow totaled -1.62M - equivalent to -0.01 per share.

Over the twelve months ended June 30, 2026, Everyday People Financial Inc posted a gross margin of 31.08, reflecting its pricing power and cost economics. The operating margin of -3.58 and net profit margin of -5.42 provide insight into operational efficiency.

These figures cover the twelve months ended June 30, 2026. Free cash flow yield is negative at -2.09: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield reaches 1.99, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Everyday People Financial Inc shareholders.

As of June 30, 2026, Everyday People Financial Inc has an Altman Z-Score of -0.02, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.