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    Software - Infrastructure
OxPay Financial Limited

OxPay Financial Limited

TVV.SI
OxPay Financial LimitedSG flagStock Exchange of Singapore
0.04
SGD
- -
- -
10.29MMarket Cap
OxPay Financial Limited
TVV.SI
(Stock Exchange of Singapore)

Recent

price

0.04

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.05
0.05
0.03
0.02
0.17
0.46
0.64
- -
- -
- -
- -
0.07
0.04
0.03
0.01
0.02
0.02
Revenue per Share
-0.67
-0.51
-0.42
-0.39
-0.5
-0.32
-0.44
-0.6
-0.23
-0.07
-0.05
-0.12
- -
- -
-0.01
-0.01
-0.01
Basic EPS, GAAP
-0.63
-0.43
-0.36
-0.35
-0.66
-0.22
-0.62
-0.3
- -
-0.05
-0.01
0.08
-0.02
-0.05
-0.02
-0.01
-0.01
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.32
-0.19
0.23
-2.9
-3.63
-5.46
-3.11
-0.1
-0.21
-0.29
-0.33
0.01
0.01
0.02
- -
-0.01
-0.01
Book Value per Share
0.35
-0.09
0.33
0.24
0.42
0.27
-0.11
-0.05
-0.14
-0.22
-0.26
0.02
0.02
0.01
- -
-0.01
-0.01
Tangible Book Value per Share
11
11
12
13
12
17
18
26
36
36
36
235
274
276
276
294
311
Basic Weighted Avg Shares
1
1
- -
- -
2
8
11
- -
- -
- -
- -
18
10
8
4
5
6
Sales/Revenue/Turnover
-1,356.93
-1,075.67
-1,506.42
-2,047.8
-228.01
-45.84
-73.1
- -
- -
- -
- -
8.73
-28.37
-33.37
-87.7
-60.33
-44.46
Operating Margin (%)
- -
- -
- -
- -
- -
1
1
1
1
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
-7
-6
-5
-5
-6
-6
-8
-16
-8
-3
-2
-27
- -
-1
-3
-3
-3
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
-1,400.41
-1,059.48
-1,510.04
-2,051.28
-288.73
-69.6
-68.79
- -
- -
- -
- -
-154.24
-4.79
-16.34
-84.91
-63.03
-49.6
Profit Margin (%)
3
1
7
6
2
3
-5
-4
-5
-8
- -
5
5
4
- -
-1
-2
Working Capital
- -
2
- -
- -
- -
- -
- -
- -
- -
- -
7
- -
- -
1
1
2
2
LT Debt
4
-1
4
3
6
6
-1
-1
-5
-8
-9
5
5
4
1
-2
-3
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-104.22
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
-16.65
-38.61
-115.15
- -
-193.92
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
2
2
2
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
311
311
311
Market Capitalization
14
16
11

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
6
3
4
Cash, Cash Equivalents & STI
5
2
3
Accounts Receivable, Net
1
1
1
Inventories
- -
- -
- -
Total Current Liabilities
6
4
6
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-22.07%
-120.06%
-335.85%
Free Cash Flow
-275.42%
-1,207.7%
-39.4%
Net Income, GAAP
173.38%
348.84%
-0.52%
Sales/Revenue/Turnover
- -
-5.45%
34.01%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
1
1
- -
4
2025
1
1
1
1
5
2026
2
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
-0.01
2025
- -
- -
- -
- -
-0.01
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
OxPay Financial Limited (SGX: TVV), formerly MC Payment Limited, is a Singapore-headquartered online-to-offline (O2O) financial services technology company founded in 2005 that provides merchant payment services (MPS) and digital commerce enabling solutions (DCES) across Singapore, Malaysia, Thailand, Indonesia and other Southeast Asian markets; its MPS segment offers payment processing through a unified platform and smart software supporting card acceptance (Visa, Mastercard, UnionPay), alternative payments (GrabPay, Touch’nGo, WeChat Pay, Alipay, Atome, ShopeePay), QR-based solutions (OxPay Lite, Scan2Pay, Click2Pay), cross-border and local payouts, e-commerce APIs, online banking (FPX, DuitNow), ecommerce processing, mobile app payments, digital wallets, merchant acquiring, multi-currency settlement and buy-now-pay-later options for merchants in retail, transportation, food & beverage and other sectors; its DCES segment supplies proprietary and licensed software-as-a-service (white-label capable), bespoke software development, tokenisation/detokenisation, smart POS terminals (sale/lease), POS hardware, order/expense/inventory management, customer data analytics, CRM, loyalty programs, omni-channel brand management and capital lending solutions integrated with WooCommerce, Magento and PrestaShop plugins. The company, a licensed Payment Service Provider under the Monetary Authority of Singapore with PCI DSS Level 1 compliance and 3DS 2.0 readiness, regained access to Visa and Mastercard networks in August 2024 via a Payment Facilitator Master Agreement to boost transaction volumes, restructured its operational and compliance teams to enhance merchant trust and partnerships, entered a new three-year office lease through July 2027, drew down a S$0.5 million bank loan in July 2024, proposed issuing 35.4 million new shares to an existing shareholder in May 2025 at 1.2 Singapore cents apiece, advanced "E-Growth" strategies including international payment alliances in Cambodia and the Philippines for FY2025 expansion, and continues pursuing merchant acquirer growth, micro/small business onboarding and service enhancements amid FY2024 revenue of S$3.6 million and net loss of S$3.1 million.