1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Insurance - Brokers
TWFG, Inc. Common Stock

TWFG, Inc. Common Stock

TWFG
TWFG, Inc. Common StockUS flagNASDAQ Global Select
26.28
USD
+0.41
- -
341.56MMarket Cap

Total Valuation

TWFG, Inc. Common Stock carries a market capitalization of 341.56M, placing it among publicly traded companies globally. Its enterprise value stands at 394.55M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap341.56M
Enterprise Value394.55M

Share Statistics

TWFG, Inc. Common Stock currently has 14.18M shares outstanding.

Shares Outstanding14.18M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

TWFG, Inc. Common Stock trades at a trailing price-to-earnings ratio of 32.76. The price-to-sales ratio is 1.09, and the price-to-book ratio stands at 10.92.

PE Ratio32.76
PS Ratio1.09
PB Ratio10.92
P/TBV Ratio1.90
P/FCF Ratio4.66
P/OCF Ratio4.53

Enterprise Valuation

On an enterprise value basis, TWFG, Inc. Common Stock trades at an EV/EBITDA multiple of 7.68 and an EV/FCF ratio of 2.80. The EV/Sales ratio of 1.56 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 13.05 provides insight into valuation relative to core operating earnings.

EV / Sales1.56
EV / EBITDA7.68
EV / EBIT13.05
EV / FCF2.80

Financial Position

TWFG, Inc. Common Stock maintains a current ratio of 3.42, meaning it holds 3.4x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 2.47, indicating elevated leverage, while an interest coverage ratio of 193.18 demonstrates strong ability to service its debt obligations.

Current Ratio3.42
Quick Ratio2.88
Debt / Equity2.47
Debt / EBITDA0.15
Interest Coverage193.18

Financial Efficiency

TWFG, Inc. Common Stock posts a return on equity of 39.99 and a return on invested capital of 9.22.

Return on Equity (ROE)39.99
Return on Assets (ROA)2.39
Return on Invested Capital (ROIC)9.22
Return on Capital Employed (ROCE)-12.12
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, TWFG, Inc. Common Stock has paid 3.76M in income taxes, reflecting an effective tax rate of 7.34.

Income Tax3.76M
Effective Tax Rate7.34

Stock Price Statistics

TWFG, Inc. Common Stock's stock has declined approximately -15.22581% over the past 52 weeks. The 50-day moving average sits at 22.20, while the 200-day moving average is 23.20.

Beta (5Y)N/A
52-Week Price Change-15.22581%
50-Day Moving Average22.20
200-Day Moving Average23.20
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, TWFG, Inc. Common Stock generated 252.56M in revenue and converted that into 8.38M in net income, yielding earnings per share of 1.33. EBITDA reached 51.39M, while operating income came in at 30.22M.

Revenue252.56M
Gross Profit74.49M
Operating Income30.22M
Pretax Income51.15M
Net Income8.38M
EBITDA51.39M
EBIT30.22M
Earnings Per Share (EPS)1.33

Balance Sheet

TWFG, Inc. Common Stock holds 124.85M in cash and equivalents against 7.56M in total debt, resulting in a net debt position of -121.33M. Total book value stands at 25.15M, with working capital of 142.52M providing operational flexibility.

Cash & Cash Equivalents124.85M
Total Debt7.56M
Net Debt-121.33M
Equity (Book Value)25.15M
Book Value Per Share1.68
Working Capital142.52M

Cash Flow

TWFG, Inc. Common Stock produced 60.58M in operating cash flow over the past twelve months. After subtracting -80.14M in capital expenditures, free cash flow totaled -19.57M - equivalent to -1.31 per share.

Operating Cash Flow60.58M
Capital Expenditures-80.14M
Free Cash Flow-19.57M
FCF Per Share-1.31

Margins

TWFG, Inc. Common Stock operates with a gross margin of 29.49, reflecting its pricing power and cost economics. The operating margin of 11.97 and net profit margin of 3.32 provide insight into operational efficiency.

Gross Margin29.49
Operating Margin11.97
Pretax Margin20.25
Profit Margin3.32
EBITDA Margin20.35

Dividends & Yields

The company's payout ratio of 24.49 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share1.42
Dividend YieldN/A
Payout Ratio24.49
Shareholder Yield13.71
FCF Yield21.47

Scores

TWFG, Inc. Common Stock posts an Altman Z-Score of 5.21, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score5.21