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TWFG, Inc. Common Stock

TWFG, Inc. Common Stock

TWFG
TWFG, Inc. Common StockUS flagNASDAQ Global Select
26.69
USD
-0.25
- -
346.89MMarket Cap

Total Valuation

TWFG, Inc. Common Stock carries a market capitalization of 346.89M, placing it among publicly traded companies globally. Its enterprise value stands at 482.54M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap346.89M
Enterprise Value482.54M

Share Statistics

TWFG, Inc. Common Stock currently has 12.80M shares outstanding.

Shares Outstanding12.80M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

TWFG, Inc. Common Stock trades at a trailing price-to-earnings ratio of 39.59. The price-to-sales ratio is 1.25, and the price-to-book ratio stands at 6.67.

PE Ratio39.59
PS Ratio1.25
PB Ratio6.67
P/TBV Ratio-2.32
P/FCF Ratio4.60
P/OCF Ratio5.73

Enterprise Valuation

On an enterprise value basis, TWFG, Inc. Common Stock trades at an EV/EBITDA multiple of 7.47 and an EV/FCF ratio of 3.71. The EV/Sales ratio of 1.73 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 11.97 provides insight into valuation relative to core operating earnings.

EV / Sales1.73
EV / EBITDA7.47
EV / EBIT11.97
EV / FCF3.71

Financial Position

TWFG, Inc. Common Stock maintains a current ratio of 2.56, meaning it holds 2.6x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 2.66, indicating elevated leverage, while an interest coverage ratio of 253.49 demonstrates strong ability to service its debt obligations.

Current Ratio2.56
Quick Ratio2.03
Debt / Equity2.66
Debt / EBITDA0.12
Interest Coverage253.49

Financial Efficiency

TWFG, Inc. Common Stock posts a return on equity of 14.09 and a return on invested capital of 12.63.

Return on Equity (ROE)14.09
Return on Assets (ROA)2.51
Return on Invested Capital (ROIC)12.63
Return on Capital Employed (ROCE)-12.75
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, TWFG, Inc. Common Stock has paid 4.17M in income taxes, reflecting an effective tax rate of 6.97.

Income Tax4.17M
Effective Tax Rate6.97

Stock Price Statistics

TWFG, Inc. Common Stock's stock has gained approximately 8.62841% over the past 52 weeks. The 50-day moving average sits at 27.46, while the 200-day moving average is 23.53.

Beta (5Y)N/A
52-Week Price Change8.62841%
50-Day Moving Average27.46
200-Day Moving Average23.53
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, TWFG, Inc. Common Stock generated 279.48M in revenue and converted that into 8.80M in net income, yielding earnings per share of 2.24. EBITDA reached 64.64M, while operating income came in at 40.31M.

Revenue279.48M
Gross Profit90.78M
Operating Income40.31M
Pretax Income59.81M
Net Income8.80M
EBITDA64.64M
EBIT40.31M
Earnings Per Share (EPS)2.24

Balance Sheet

TWFG, Inc. Common Stock holds 73.75M in cash and equivalents against 7.64M in total debt, resulting in a net debt position of -70.72M. Total book value stands at 46.15M, with working capital of 103.95M providing operational flexibility.

Cash & Cash Equivalents73.75M
Total Debt7.64M
Net Debt-70.72M
Equity (Book Value)46.15M
Book Value Per Share3.61
Working Capital103.95M

Cash Flow

TWFG, Inc. Common Stock produced 60.78M in operating cash flow over the past twelve months. After subtracting -69.01M in capital expenditures, free cash flow totaled -8.24M - equivalent to -0.57 per share.

Operating Cash Flow60.78M
Capital Expenditures-69.01M
Free Cash Flow-8.24M
FCF Per Share-0.57

Margins

TWFG, Inc. Common Stock operates with a gross margin of 32.48, reflecting its pricing power and cost economics. The operating margin of 14.42 and net profit margin of 3.15 provide insight into operational efficiency.

Gross Margin32.48
Operating Margin14.42
Pretax Margin21.40
Profit Margin3.15
EBITDA Margin23.13

Dividends & Yields

The company's payout ratio of 20.65 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share1.46
Dividend YieldN/A
Payout Ratio20.65
Shareholder Yield20.15
FCF Yield21.72

Scores

TWFG, Inc. Common Stock posts an Altman Z-Score of 5.79, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score5.79